1908 186th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 1908 186th Ave E, Lake Tapps, WA 98391 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,024 sqft · built 1991
Lot Size	0.466 acres (20,306 sqft)
Owner	2 Individual Names on File
Last Sale	$630,219 (Aug 2014)
Tax Bill	$13,907 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`507500-1-040`

Property Details

APN / Parcel Number

Primary APN	`507500-1-040`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,024 sqft Living Area
Gross Area	3,992 sqft
1st Floor Area	2,024 sqft
Basement Area	1,968 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Concrete
Lot Area	20,306 sqft (0.466 acres)
Lot Width	70 ft Width
Terrain	Low
View / Lot	Lake Front
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	96 sqft
Deck Area	506 sqft
Patio Area	506 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1908 186TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-6467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 23 LAKE TAPPS TACOMA POINT L 30 B 2
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS TACOMA POINT
Legal Block	2
Legal Lot Number	30
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	4
Census Block	4009
Census Tract	70315

Owner

Source: Pierce County records · APN 507500-1-040

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1908 186TH AVE E, LAKE TAPPS, WA 98391-6467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2014 · Amount on Record
Deed Sale	Aug 27, 2014 · Amount on Record
Deed Document Number	2014824
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1908 186TH AVE E, LAKE TAPPS, WA 98391-6467
Document Number	2005130173
Instrument Date	May 08, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 186TH AVE E LAKE TAPPS WA 983916467, LAKE TAPPS, WA 98391-6467

Mortgage

Document Number	2005130173
Date	May 13, 2020
Instrument	202005130173

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,303,900 (-1.14%) Land $606,700 Building $697,200	$1,303,900 (-1.14%) Land $606,700 Building $697,200
2025	$13,907.00 (+5.25%)
2024	$13,213.00 (+11.18%)	$1,318,900 (+9.72%) Land $705,600 Building $613,300	$1,318,900 (+9.72%) Land $705,600 Building $613,300
2023	$11,884.00	$1,202,100 Land $650,600 Building $551,500	$1,202,100 Land $650,600 Building $551,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530703154, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.