1908 12th St SW, Seminole (Largo), FL 33778 Property Records

Pinellas County property record for 1908 12th St SW, Seminole, FL 33778

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,831 sqft · built 1978
Lot Size	0.14 acres (6,103 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Nov 2022)
Tax Bill	$5,765 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-1044-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-1044-9`
Alternative APNs	`04-30-15-74998-000-0560` `301504749980000560` `153004749980000560` `R35578`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,831 sqft Living Area
Gross Area	1,871 sqft
1st Floor Area	1,831 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,103 sqft (0.14 acres)
Lot Dimensions	95 ft deep x 64 ft wide

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R35578
Street Address	1908 12TH ST SW
City	LARGO
State	FL
Zip	33778-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	RIDGE PARK EST UNIT 2 LOT 56
Legal Range	15E
Legal Township	30S
Legal Section	4
Legal Subdivision	RIDGE PARK EST UNIT 2
Legal Tract	74998
Legal Lot Number	56
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1037
Census Tract	25307

Owner

1908 12th St SW is owned and occupied by an individual who bought it in November 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 12TH ST SW, LARGO, FL 33778-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	Nov 15, 2012 · Amount on File
Deed Document Number	2022340175
Deed Book / Page	22273 / 86
Prior Transfer Date	Nov 15, 2011
Prior Transfer Doc	0174121584
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 23, 2022
Property Address	1908 12TH ST SW, SEMINOLE, FL 33778-1139
Document Number	0222730086
Book / Page	22273 / 86
Map Reference	MB 70 PG 80
Instrument Date	Nov 9, 2022
Instrument	2022340175
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	TITLE INSURORS/FL, TITLE INSURORS OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3390 GANDY BLVD N, SAINT PETERSBURG, FL 33702-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 12TH ST SW, SEMINOLE, FL 33778-1139

Mortgage

Document Number	0002227388
Date	Nov 23, 2022
Instrument	22273/88

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1908 12th St SW was $5,765 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,765.00 Homeowner's exemption	$345,873 Land $103,708 Building $242,165	$345,873 Land $103,708 Building $242,165
2023	$5,438.00 (+215.43%) Homeowner's exemption	$329,750 (+148.33%)	$329,750 (+40.04%) Land $134,303 Building $195,447
2022	$1,724.00 Homeowner's exemption	$132,788	$235,470 Land $131,052 Building $104,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 12th St SW in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 12th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20