1908 123rd Ave, Algona, IA 50511 Property Records

Kossuth County property record for 1908 123rd Ave, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,392 sqft · built 1971
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Mar 2023)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-13-351-002`

Property Details

APN / Parcel Number

Primary APN	`22-13-351-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Basement Area	1,056 sqft
Finished Basement	750 sqft
Unfinished Basement	306 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	64 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1908 123RD AVE
City	ALGONA
State	IA
Zip	50511-7014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 AUD PLAT HILLTOP SW SW
Legal Range	29W
Legal Township	95N
Legal Section	13
Legal Subdivision	HILLTOP ADDITION
Legal Lot Number	6
Jurisdiction	KOSSUTH IA
Township / Civil Division	CRESCO
Census Block Group	1
Census Block	1095
Census Tract	950600

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 123RD AVE, ALGONA, IA 50511-7014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit IOWA STATE BANK
Mar 20, 2023	Warranty Deed, Transfer · Line of Credit IOWA STATE BANK
Jul 20, 2018	Warranty Deed, Transfer IOWA STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	2023723
Deed Book / Page	2023 / 723
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Recording Date	May 15, 2026
Property Address	1908 123RD AVE, ALGONA, IA 50511-7014
Document Number	0000001272
Book / Page	2026 / 1272
Instrument Date	May 11, 2026
Instrument	20261272
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 123RD AVE, ALGONA, IA 50511-7014

Mortgage

Document Number	0000001272,
Date	May 15, 2026
Book Page	2026/1272
Instrument	20261272

Lender

Name	IOWA STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2046

Interest

Rate	6.37%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Mar 20, 2023
Property Address	1908 123RD AVE, ALGONA, IA 50511-7014
Document Number	002023/723
Book / Page	2023 / 723
Instrument Date	Mar 10, 2023
Instrument	2023 0723
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 123RD AVE, ALGONA, IA 50511-7014

Mortgage

Document Number	002023/724
Date	Mar 20, 2023
Book Page	2023/724
Instrument	2023 0724

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 20, 2018
Property Address	1908 123RD AVE, ALGONA, IA 50511-7014
Document Number	02018/2171
Book / Page	2018 / 2171
Instrument Date	Jul 10, 2018
Instrument	000000002171
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E NORTH ST, ALGONA, IA 50511-2448

Mortgage

Document Number	0000002018/0000002172
Date	Jul 20, 2018
Book Page	0000002018/0000002172
Instrument	000000002172

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (+11.57%) Homeowner's exemption	$182,409 (+15.92%) Land $6,420 Building $175,989
2024	$1,418.00 (+13.99%)
2023		$157,351 Land $6,420 Building $150,931	$157,351 (-13.74%) Land $6,420 Building $150,931
2021	$1,244.00		$182,409 Land $6,420 Building $175,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Algona Municipal Utilities, Nextlink.

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