1908 11th St S, Moorhead, MN 56560 Property Records

Clay County property record for 1908 11th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2021)
Tax Bill	$2,950 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.737.0620`

Property Details

APN / Parcel Number

Primary APN	`58.737.0620`

Exterior

Lot Area	8,750 sqft (0.2 acres)

Location & Zoning

Street Address	1908 11TH ST S
City	MOORHEAD
State	MN
Zip	56560-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME SOUTH ACRES ADD SUBDIVISIONCD 58737 LOTS 26 & 27 & S 1/2 OF 28 4
Legal Range	48
Legal Township	139
Legal Section	17
Legal Subdivision	SOUTH ACRES ADD
Legal Block	4
Legal Lot Number	26
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2030
Census Tract	20600

Owner

1908 11th St S is owned and occupied by an individual who bought it in August 2021.

Source: Clay County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 11TH ST S, MOORHEAD, MN 56560-3629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Sep 18, 2012 · Amount on File
Deed Document Number	2021819903
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 24, 2021
Property Address	1908 11TH ST S, MOORHEAD, MN 56560-3629
Document Number	0000819903
Instrument Date	Aug 23, 2021
Instrument	819903
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 11TH ST S, MOORHEAD, MN 56560-3629

Mortgage

Document Number	0000819904
Date	Aug 24, 2021
Instrument	819904

Lender

Name	TOWN & COUNTRY CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000819905
Date	Aug 24, 2021
Instrument	819905

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1908 11th St S was $2,950 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,950.00 Homeowner's exemption	$209,700 (+4.8%) Land $49,400 Building $160,300	$209,700 (+4.8%) Land $49,400 Building $160,300
2025		$200,100 Land $46,500 Building $153,600	$200,100 Land $46,500 Building $153,600
2023	$2,494.00 Homeowner's exemption	$183,000 Land $43,400 Building $139,600	$183,000 Land $43,400 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 11th St S in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2000)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2000 · Severe Storms And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 11th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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