1908 11th St, Bedford, IN 47421 Property Records

Lawrence County property record for 1908 11th St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,178 sqft · built 1890
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Dec 2021)
Tax Bill	$239 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1100056400P8N`

Property Details

APN / Parcel Number

Primary APN	`1100056400P8N`
Alternative APNs	`47-06-14-324-004.000-010` `01494228640`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft
Basement Area	294 sqft
Unfinished Basement	294 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1940
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01494228640
Street Address	1908 11TH ST
City	BEDFORD
State	IN
Zip	47421-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE LOT 2 BLK A 60 X 150
Legal Block	A
Legal Lot Number	2
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	2
Census Block	2005
Census Tract	950900

Owner

1908 11th St is owned and occupied by an individual who bought it in December 2021.

Source: Lawrence County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 11TH ST, BEDFORD, IN 47421-2812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage BEDFORD FEDERAL SAVINGS BANK
Feb 8, 2023	Warranty Deed, Subdivision Related Transfer
Dec 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Deed Document Number	20219140
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1908 11TH ST, BEDFORD, IN 47421-2812
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005095
Date	Aug 1, 2022
Instrument	2022005095

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Feb 8, 2023
Property Address	1908 11TH ST, BEDFORD, IN 47421-2812
Document Number	2023000830
Instrument Date	Feb 3, 2023
Instrument	2023000830
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Dec 16, 2021
Property Address	1908 11TH ST, BEDFORD, IN 47421-2812
Document Number	2021009140
Instrument Date	Dec 10, 2021
Instrument	2021009140
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1908 11th St was $239 with a homeowner's exemption, down 44.7% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$239.00 (-44.68%) Homeowner's exemption	$63,100 Land $10,600 Building $52,500	$63,100 Land $10,600 Building $52,500
2024	$432.00 (+35%)
2023	$320.00 (-59.49%)	$42,000 (+6.33%) Land $10,000 Building $32,000	$42,000 (+6.33%) Land $10,000 Building $32,000
2022	$790.00	$39,500 Land $9,600 Building $29,900	$39,500 Land $9,600 Building $29,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 11th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Communications, T-Mobile.

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