St. Joseph County property record for 19074 Dresden Dr, South Bend, IN 46637
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,645 sqft · built 1960 |
| Lot Size | 0.23 acres (10,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,537 (Mar 2023) |
| Tax Bill | $3,469 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-03-12-405-020.000-003 |
| Primary APN | 71-03-12-405-020.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,645 sqft Living Area |
| Gross Area | 2,695 sqft |
| 1st Floor Area | 2,170 sqft |
| Basement Area | 525 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 10,026 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 1,053 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 19074 DRESDEN DR |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46637-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 WEDGEWOOD PK ADDITION |
| Legal Subdivision | WEDGEWOOD PK ADDI |
| Legal Lot Number | 46 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11303 |
19074 Dresden Dr is owned and occupied by an individual who bought it in March 2023.
Source: St. Joseph County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19074 DRESDEN DR, SOUTH BEND, IN 46637-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Mar 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Dec 9, 2019 | Intrafamily Transfer, Transfer |
| Jan 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2023 · Amount on File |
| Deed Sale | Mar 6, 2023 · Amount on File |
| Prior Sale | Jan 26, 2017 · Amount on File |
| Deed Document Number | 20234595 |
| Prior Transfer Date | Nov 27, 2019 |
| Prior Transfer Doc | 0000032390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 19074 DRESDEN DR, SOUTH BEND, IN 46637-2010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002103254 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2103254 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Mar 6, 2023 |
| Property Address | 19074 DRESDEN DR, SOUTH BEND, IN 46637-2010 |
| Document Number | 0002304595 |
| Map Reference | PB 19 PG W-2 W-2A |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2304595 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19074 DRESDEN DR, SOUTH BEND, IN 46637-2010 |
| Document Number | 0002304596 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2304596 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 9, 2019 |
| Property Address | 19074 DRESDEN DR, SOUTH BEND, IN 46637-2010 |
| Document Number | 0001932390 |
| Map Reference | PB 19 PG W |
| Instrument Date | Nov 27, 2019 |
| Instrument | 1932390 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19074 DRESDEN DR, SOUTH BEND, IN 46637-2010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jan 26, 2017 |
| Property Address | 19074 DRESDEN DR, SOUTH BEND, IN 46637-2010 |
| Document Number | 0001702096 |
| Map Reference | PB19 PGW |
| Instrument Date | Jan 19, 2017 |
| Instrument | 1702096 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19074 DRESDEN DR, SOUTH BEND, IN 46637-2010 |
| Document Number | 0001702097 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 1702097 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 19074 Dresden Dr was $3,469 with a homeowner's exemption, down 26.7% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,469.00 (-26.72%) | $236,000 Land $41,300 Building $194,700 | $236,000 Land $41,300 Building $194,700 |
| 2024 | $4,734.00 (+159.11%) | ||
| 2023 | $1,827.00 | $187,200 (+5.23%) Land $41,400 Building $145,800 | $187,200 (+5.23%) Land $41,400 Building $145,800 |
| 2022 | $1,827.00 | $177,900 Land $41,400 Building $136,500 | $177,900 Land $41,400 Building $136,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19074 Dresden Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19074 Dresden Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA INDIANA - WEDGEWOOD PARK WATER UTIL private · serves 645 people · EPA ID IN5271018 |
|---|---|
| Water Source | Purchased groundwater from NILES TOWNSHIP |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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