19074 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 19074 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1998
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Mar 2020)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181126 AB 02100`

Property Details

APN / Parcel Number

Primary APN	`181126 AB 02100`
Alternative APNs	`R1003181126A007100` `111406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1998
Architectural Style	Mobile/Manufactured
Lot Area	27,443 sqft (0.63 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	111406
Old Parcel Number	R1003181126A007100
Street Address	19074 CHOCTAW RD
City	BEND
State	OR
Zip	97702-8300
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT:159 BLK:P SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-AB
Legal Range	11E
Legal Township	18S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	P
Legal Lot Number	159
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19074 CHOCTAW RD, BEND, OR 97702-8300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Mar 5, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Sep 25, 2019	Warranty Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	2020-10051
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19074 CHOCTAW RD, BEND, OR 97702-8300
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029280
Date	May 11, 2021
Instrument	2021-29280

Lender

Name	UMPQUA BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19074 CHOCTAW RD, BEND, OR 97702-8300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013412
Date	Apr 4, 2018
Instrument	2018-13412

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 5, 2020
Property Address	19074 CHOCTAW RD, BEND, OR 97702-8300
Document Number	0000010051
Map Reference	CAB C PG 252
Instrument Date	Feb 24, 2020
Instrument	2020-10051
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19074 CHOCTAW RD, BEND, OR 97702-8300

Mortgage

Document Number	0000010052
Date	Mar 5, 2020
Instrument	2020-10052

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 25, 2019
Property Address	19074 CHOCTAW RD, BEND, OR 97702-8300
Document Number	0000035995
Instrument Date	Sep 24, 2019
Instrument	35995
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19215 SHOSHONE RD BEND OR 977027941, BEND, OR 97702-7941

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (+4.39%)	$146,530 (+2.99%)	$434,370 (+1.63%) Land $271,840 Building $162,530
2024	$2,166.00 (+6.07%)	$142,270 (+3%)	$427,400 (+9.65%) Land $282,500 Building $144,900
2023	$2,042.00	$138,130	$389,800 Land $267,700 Building $122,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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