19073 River Downs Way, Cottonwood, CA 96022 Property Records

Tehama County property record for 19073 River Downs Way, Cottonwood, CA 96022

Property Summary

Property Type	Residential Vacant Land
Lot Size	12.6 acres (552,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Apr 2025)
Tax Bill	$616 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-430-027-000`

Property Details

APN / Parcel Number

Primary APN	`006-430-027-000`
Alternative APNs	`006430271` `00643027`

Exterior

Lot Area	552,776 sqft

Location & Zoning

Street Address	19073 RIVER DOWNS WAY
City	COTTONWOOD
State	CA
Zip	96022-9152
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1AB217
Legal Description	LOT 67 SUNSET HILLS TR #01-1001 BK AA PG 70-85
Legal Subdivision	SUNSET HILLS
Legal Tract	01-1001
Legal Block	2
Legal Lot Number	67
Jurisdiction	TEHAMA CA
Township / Civil Division	RED BLUFF
Census Block Group	2
Census Block	2024
Census Tract	201

Owner

Source: Tehama County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19073 RIVER DOWNS WAY, COTTONWOOD, CA 96022-9152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jan 16, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 28, 2021	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	20252870
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Recording Date	Oct 7, 2026
Property Address	19073 RIVER DOWNS WAY, COTTONWOOD, CA 96022-9152
Document Number	0000010254
Instrument Date	Sep 30, 2026
Instrument	202610254
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010254,
Date	Oct 7, 2026
Instrument	202610254

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Property Address	19073 RIVER DOWNS WAY, COTTONWOOD, CA 96022-9152
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 TIERRA BLANCA AVE, OCEANSIDE, CA 92058-6895

Mortgage

Document Number	0000000534
Date	Jan 16, 2026
Instrument	2026000534

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2027

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TEHAMA CA
Recording Date	Jun 28, 2021
Property Address	19073 RIVER DOWNS WAY, COTTONWOOD, CA 96022-9152
Document Number	0000009241
Map Reference	MB AA PG 70-85
Instrument Date	Jun 24, 2021
Instrument	2021009241
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	19012 EMERALD DOWNS LN, COTTONWOOD, CA 96022-9148

Tax Assessment & Valuation

Source: Tehama County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Tehama County
Elementary School District	Evergreen Union Elementary School District (KG - 08)
Secondary School District	Red Bluff Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$91,800 (+54.2%) Land $76,500 Building $15,300
2025	$616.00 (+2.84%)	$59,533 (+4.04%) Land $48,709 Building $10,824
2023	$599.00 (+2.92%)	$57,222 Land $46,818 Building $10,404
2022	$582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
ShastaBeam Fixed Wireless	100 / 6
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

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