19073 Bear Trail Rd, Glencoe (Wildwood), MO 63038 Property Records

St. Louis County property record for 19073 Bear Trail Rd, Glencoe, MO 63038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 1989
Lot Size	3 acres (130,680 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,011 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23Y-61-0042`

Property Details

APN / Parcel Number

Primary APN	`23Y-61-0042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	1,050 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	130,680 sqft
Lot Depth	438 ft Depth
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	352 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	19073 BEAR TRAIL RD
City	WILDWOOD
State	MO
Zip	63038-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107NU
Legal Description	WILD HORSE CREEK HILLS PLAT 2 3 8 88 LOT 43
Legal Subdivision	WILD HORSE CREEK HILLS PLAT 2
Legal Lot Number	43
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3005
Census Tract	221621

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19073 BEAR TRAIL RD, WILDWOOD, MO 63038-1134
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jul 1, 2025	Intrafamily Transfer, Transfer
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 1, 2025
Transfer Doc	0000000190
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	19073 BEAR TRAIL RD, GLENCOE, MO 63038-1134
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19073 BEAR TRAIL RD, WILDWOOD, MO 63038-1134

Mortgage

Document Number	2022111000118
Date	Nov 10, 2022
Instrument	2022111000118

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jul 1, 2025
Property Address	19073 BEAR TRAIL RD, GLENCOE, MO 63038-1134
Document Number	2025070100190
Map Reference	MB 262 PG 77&78
Instrument Date	Jul 1, 2025
Instrument	2025070100190
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19073 BEAR TRAIL RD, WILDWOOD, MO 63038-1134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	49703 BEAR TRAIL ROAD, WILDWOOD, MO 63038

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	19073 BEAR TRAIL RD, GLENCOE, MO 63038-1134
Document Number	0228161195
Book / Page	022816 / 001195
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19073 BEAR TRAIL RD WILDWOOD MO 630381134, WILDWOOD, MO 63038-1134

Mortgage

Document Number	0228161195
Date	Dec 13, 2017
Book Page	022816/001195
Instrument	324

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,940 (-) Land $22,800 Building $55,140	$410,200 (-) Land $120,000 Building $290,200
2025	$5,011.00 (-0.6%)	$77,940 (+5.97%) Land $22,800 Building $55,140	$410,200 (+5.97%) Land $120,000 Building $290,200
2024	$5,041.00 (+0.1%)	$73,550 (-) Land $25,080 Building $48,470
2023	$5,036.00	$73,550 Land $25,080 Building $48,470	$387,100 Land $132,000 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 ST ALBANS serves 1,300 people · EPA ID MO6079516
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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