19071 Ridgepoint Dr, Unit 102, Estero, FL 33928 Property Records

Lee County property record for 19071 Ridgepoint Dr, Unit 102, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,614 sqft · built 2004
Lot Size	0.124 acres (5,381 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jun 2026)
Tax Bill	$5,271 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`31-46-25-E2-08011.0102`

Property Details

APN / Parcel Number

Primary APN	`31-46-25-E2-08011.0102`
Alternative APNs	`253146E2080110102` `31462508000110102` `10454476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	5,381 sqft (0.124 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	203 sqft

Location & Zoning

Account Number	10454476
Street Address	19071 RIDGEPOINT DR, 102
City	ESTERO
State	FL
Zip	33928-3916
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPD
Legal Description	TURTLE POINTE AT WEST BAY CLUB DESC OR 3202 PG 4177 PH 11 BLDG 11 UNIT 102
Legal Range	25E
Legal Township	46S
Legal Section	31
Legal Subdivision	TURTLE POINTE AT WEST BAY CLUB
Legal Phase	11
Legal Tract	E2
Legal Block	1
Legal Lot Number	102
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	50319

Owner

Source: Lee County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 LAKE VALLEY DR, FRANKLIN, TN 37069-4652
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer LUTGERT TITLE
Oct 23, 2023	Warranty Deed, Transfer LEGACY TITLE
Apr 17, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	2026145081
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 2, 2026
Property Address	19071 RIDGEPOINT DR, 102, ESTERO, FL 33928-3916
Document Number	0000145081
Instrument Date	May 29, 2026
Instrument	2026145081
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	LUTGERT TITLE

Transaction

Amount	Amount Recorded
Tax	$342,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 LAKE VALLEY DR, FRANKLIN, TN 37069-4652

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 23, 2023
Property Address	19071 RIDGEPOINT DR UNIT 102, 102, ESTERO, FL 33928-3916
Document Number	0000342709
Map Reference	MB 3203 PG 4177
Instrument Date	Oct 23, 2023
Instrument	2023000342709
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17539 BEARPATH TRL, EDEN PRAIRIE, MN 55347-3488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10823 PLEASANT VALLEY RD, CEDARBURG, WI 53012-9771

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 17, 2019
Property Address	19071 RIDGEPOINT DR UNIT 102, 102, ESTERO, FL 33928-3916
Document Number	0000086115
Map Reference	MB 32022 PG 4177
Instrument Date	Apr 12, 2019
Instrument	2019000086115
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 FOREST GLEN LN, 708, OAK BROOK, IL 60523-1516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17539 BEARPATH TRL, EDEN PRAIRIE, MN 55347-3488

Mortgage

Document Number	0000086116
Date	Apr 17, 2019
Instrument	2019000086116

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,271.00 (+732.7%)	$376,699 (+1,417.78%) Building $376,699	$376,699 (+1,417.78%) Building $376,699
2023	$633.00 (-85.18%)	$24,819 (-92.38%) Building $24,819	$24,819 (-92.38%) Building $24,819
2022	$4,272.00	$325,877 Building $325,877	$325,877 Building $325,877

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 266 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	755 units insured incl. 489 condo units
Nearby Flood Claims	124 (2017–2022)
Claims Outside the SFHA	28 of 124
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 71 claims Hurricane Ian, Sep 2022 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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