Union County property record for 1907 Waverly Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 2 ba · 1,162 sqft · built 2002 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Mar 2018) |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-286-125 |
| Primary APN | 09-286-125 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Porch | Slab |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1907 WAVERLY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #44 TIMBERLAKE PB4 PG133 |
| Legal Subdivision | TIMBERLAKE |
| Legal Lot Number | 44 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20502 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1907 WAVERLY DR, MONROE, NC 28112-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2018 · Amount on Record |
| Deed Sale | Mar 8, 2018 · Amount on Record |
| Prior Sale | Mar 4, 2016 · Amount on Record |
| Deed Document Number | 20186058 |
| Deed Book / Page | 7115 / 496 |
| Prior Transfer Date | Dec 21, 2006 |
| Prior Transfer Doc | 4420254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1907 WAVERLY DR, MONROE, NC 28112-2417 |
| Document Number | 7752887 |
| Instrument Date | Jul 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1907 WAVERLY DR MONROE NC 281122417, MONROE, NC 28112-2417 |
| Document Number | 7752887 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 007752/000887 |
| Instrument | 28492 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 8, 2018 |
| Property Address | 1907 WAVERLY DR, MONROE, NC 28112-2417 |
| Document Number | 0007115496 |
| Book / Page | 7115 / 496 |
| Map Reference | MB 4 PG 133 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 0006058 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SOUTHLAKE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3700 PEGGY LN, 3700, MINT HILL, NC 28227-8834 |
| Name | Verified Name |
|---|---|
| Address | 1907 WAVERLY DR, MONROE, NC 28112-2417 |
| Document Number | 0000006059 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 0006059 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,400 (-) Land $72,300 Building $188,100 | $260,400 (-) Land $72,300 Building $188,100 | |
| 2025 | $2,276.00 (+19.54%) | $260,400 (+49.14%) Land $72,300 Building $188,100 | $260,400 (+49.14%) Land $72,300 Building $188,100 |
| 2023 | $1,904.00 | $174,600 Land $39,500 Building $135,100 | $174,600 Land $39,500 Building $135,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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