1907 W Clinton Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1907 W Clinton Dr, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1983
Lot Size	0.269 acres (11,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,900 (Apr 2024)
Tax Bill	$4,847 (2025)
Deeds & Mortgages	Apr 2024 Sale & Second Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-30-0854-0001-0300`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0854-0001-0300`
Alternative APNs	`142630398600010300` `263014085400010300` `84941`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,604 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,717 sqft (0.269 acres)
Lot Dimensions	137 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1907 W CLINTON DR
City	SAINT CLOUD
State	FL
Zip	34769-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LORRAINE ESTATES UNIT 2 PB 2 PG 264 LOT 30
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE ESTATES UNIT 2
Legal Tract	854
Legal Block	300
Legal Lot Number	30
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2026
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2751 SETTLERS TRL, SAINT CLOUD, FL 34772-8892
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage FBC MORTGAGE LLC
Nov 4, 2022	Warranty Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 24, 2022	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	202440130
Deed Book / Page	6573 / 484
Prior Transfer Date	Jan 2, 2007
Prior Transfer Doc	0034901658
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 1, 2024
Property Address	1907 W CLINTON DR, SAINT CLOUD, FL 34769-5510
Document Number	0065730484
Book / Page	6573 / 484
Map Reference	MB 2 PG 264
Instrument Date	Mar 15, 2024
Instrument	2024040130
Transaction Type	Transfer
Record Updated	May 30, 2024
Title Company	THE EXPERTS TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,554.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3406 TIMUCUA CIR, ORLANDO, FL 32837-7132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2751 SETTLERS TRL, SAINT CLOUD, FL 34772-8892

Mortgage

Document Number	2024040132
Date	Apr 1, 2024
Instrument	2024040132

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0065730486
Date	Apr 1, 2024
Book Page	6573/486
Instrument	2024040131

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	189 S ORANGE AVE STE 970, ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 4, 2022
Property Address	1907 W CLINTON DR, SAINT CLOUD, FL 34769-5510
Document Number	0063112080
Book / Page	6311 / 2080
Map Reference	MB 2 PG 264
Instrument Date	Nov 2, 2022
Instrument	2022162833
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 W CLINTON DR, SAINT CLOUD, FL 34769-5510

Mortgage

Document Number	0063112082
Date	Nov 4, 2022
Instrument	6311/2082

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 24, 2022
Property Address	1907 W CLINTON DR, SAINT CLOUD, FL 34769-5510
Document Number	0062391956
Book / Page	6239 / 1956
Map Reference	MB 2 PG 264
Instrument Date	Jun 20, 2022
Instrument	2022098960
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 MISSOURI AVE, SAINT CLOUD, FL 34769-5553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,847.00 (+0.48%)	$270,600 (+1.84%) Land $55,000 Building $215,600	$270,600 (+1.84%) Land $55,000 Building $215,600
2024	$4,824.00 (+0.73%)
2023	$4,789.00 (+277.98%)	$265,700 (+135.23%) Land $55,000 Building $210,700	$265,700 (+27.07%) Land $55,000 Building $210,700
2022	$1,267.00 Homeowner's exemption Widower's exemption	$112,952	$209,100 Land $50,000 Building $159,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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