1907 Sumac Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1907 Sumac Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,586 sqft · built 1979
Lot Size	0.151 acres (6,585 sqft)
Owner	Individual Name on File
Last Sale	$209,500 (Jan 2023)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Jan 2023 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-483-002`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-483-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,586 sqft Building Perimeter
1st Floor Area	1,586 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,585 sqft (0.151 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1907 SUMAC DR
City	CHAMPAIGN
State	IL
Zip	61821-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 726 SOUTHWOOD 21ST SUB, 1ST SEC
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 21ST SUB, 1ST SEC
Legal Lot Number	726
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2030
Census Tract	1203

Owner

1907 Sumac Dr is owned and occupied by an individual who bought it in January 2023.

Source: Champaign County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1907 SUMAC DR, CHAMPAIGN, IL 61821-6327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 30, 2020	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	20231069
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 26, 2023
Property Address	1907 SUMAC DR, CHAMPAIGN, IL 61821-6327
Document Number	0000001069
Map Reference	MB Y PG 288
Instrument Date	Jan 24, 2023
Instrument	2023R01069
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$209.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 SUMAC DR, CHAMPAIGN, IL 61821-6327

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 30, 2020
Property Address	1907 SUMAC DR, CHAMPAIGN, IL 61821-6327
Document Number	0000022534
Instrument Date	Oct 22, 2020
Instrument	2020R22534
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 SUMAC DR, CHAMPAIGN, IL 61821-6327

Mortgage

Document Number	0000022535
Date	Oct 30, 2020
Instrument	2020R22535

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1907 Sumac Dr was $4,378, up 11% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,378.00 (+10.98%)	$63,100 Land $20,790 Building $42,310	$189,300 Land $62,370 Building $126,930
2024	$3,945.00
2022	$4,345.00 Homeowner's exemption	$47,250 Land $15,570 Building $31,680	$141,750 Land $46,710 Building $95,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1907 Sumac Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1907 Sumac Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Pavlov Media.

Nearby Properties on Sumac Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures