1907 Shepherds Gate, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1907 Shepherds Gate, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,932 sqft · built 1985
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Nov 2015)
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jul 2022 Refinance + 7 more
APN	`0283007000250`

Property Details

APN / Parcel Number

Primary APN	`0283007000250`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	966 sqft
Upper Floors Area	966 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Pool Area	528 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1907 SHEPHERDS GATE
City	CHESAPEAKE
State	VA
Zip	23320-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	172 LOGANS MILL PHASE 5
Legal Subdivision	LOGANS MILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2000
Census Tract	20814

Owner

1907 Shepherds Gate is owned and occupied by two individuals who acquired it in January 2018.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jul 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Dec 30, 2008	Deed of Trust, Mortgage · Conventional Mortgage CHARTWAY FEDERAL CREDIT U
Feb 2, 2018	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 19, 2009	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 19, 2010	Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT U
Apr 2, 2014	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 2, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 21, 2015	Trustee's Deed, Foreclosure · Land Contract MONARCH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2015 · Amount on File
Deed Sale	Nov 3, 2015 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	201530110
Deed Book / Page	9577 / 1166
Last Transfer Date	Jan 19, 2018
Transfer Doc	9880/516
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10237/1217
Date	Oct 15, 2020
Book Page	10237/1217
Instrument	200037979

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10576/1069
Date	Jul 1, 2022
Book Page	10576/1069
Instrument	220021589

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.99%

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007673/739
Date	Dec 30, 2008
Book Page	7673/739

Lender

Name	CHARTWAY FEDERAL CREDIT U

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 13, 2019

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009880/520
Date	Feb 2, 2018
Book Page	9880/520
Instrument	180002849

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007810/230
Date	May 19, 2009
Book Page	7810/230

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.88%

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008072/322
Date	Mar 19, 2010
Book Page	8072/322

Lender

Name	CHARTWAY FEDERAL CREDIT U

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 10, 2025

Interest

Rate Type	Adjustable Rate

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009348/780
Date	Apr 2, 2014
Book Page	9348/780

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2044

Interest

Rate Type	Fixed Rate

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 2, 2018
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Document Number	9880/516
Book / Page	9880 / 516
Instrument Date	Jan 19, 2018
Instrument	180002848
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405

Mortgage

Document Number	009880/520
Date	Feb 2, 2018
Book Page	9880/520
Instrument	180002849

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

August 2015: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 21, 2015
Property Address	1907 SHEPHERDS GATE, CHESAPEAKE, VA 23320-7405
Document Number	009550/124
Book / Page	9550 / 124
Instrument Date	Aug 5, 2015
Instrument	150022532
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0150022533
Date	Aug 21, 2015
Instrument	150022533

Lender

Name	MONARCH BANK
Type	Bank

Agreement

Type	Land Contract
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1907 Shepherds Gate was $4,057, up 8.9% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,400 (+4.41%) Land $170,000 Building $249,400	$419,400 (+4.41%) Land $170,000 Building $249,400
2025	$4,057.00 (+8.85%)	$401,700 Land $160,000 Building $241,700	$401,700 Land $160,000 Building $241,700
2024	$3,727.00
2023		$351,400 (+9.5%) Land $125,000 Building $226,400	$351,400 (+9.5%) Land $125,000 Building $226,400
2022		$320,900 Land $110,000 Building $210,900	$320,900 Land $110,000 Building $210,900
2019	$2,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1907 Shepherds Gate; 8 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1907 Shepherds Gate is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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