1907 S 15th St, Goshen, IN 46526 Property Records

Elkhart County property record for 1907 S 15th St, Goshen, IN 46526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1970
Lot Size	0.491 acres (21,388 sqft)
Owner	2 Individual Names on File
Last Sale	$174,400 (Feb 2020)
Tax Bill	$2,043 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`20-11-22-251-004.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-22-251-004.000-015`
Alternative APN	`1122251004015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	1,536 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,388 sqft (0.491 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	204 sqft
Patio Area	84 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1907 S 15TH ST
City	GOSHEN
State	IN
Zip	46526-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT S1/2 W1/2 NE1/4 W 15TH ST SEC 22 .491 A
Legal Block	251
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	5
Census Block	5013
Census Tract	302

Owner

1907 S 15th St is owned and occupied by two individuals who bought it in February 2020.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1907 S 15TH ST, GOSHEN, IN 46526-4909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 1, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	20203587
Prior Transfer Date	Jul 28, 2009
Prior Transfer Doc	0000020099
Record Updated	Sep 20, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Feb 18, 2020
Property Address	1907 S 15TH ST, GOSHEN, IN 46526-4909
Document Number	0000003587
Instrument Date	Jan 31, 2020
Instrument	2020-03587
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	AMROCK RECORDING DEPARTMENT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 S 15TH ST, GOSHEN, IN 46526-4909

Mortgage

Document Number	0000003588
Date	Feb 18, 2020
Instrument	2020-03588

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ELKHART IN
Recording Date	Jun 1, 2018
Property Address	1907 S 15TH ST, GOSHEN, IN 46526-4909
Document Number	0000000648
Instrument Date	May 25, 2018
Instrument	2018-10648
Transaction Type	Foreclosure
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 S 15TH ST, GOSHEN, IN 46526-4909

Mortgage

Document Number	0000000649
Date	Jun 1, 2018
Instrument	2018-10649

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,700 (+7.05%) Land $22,800 Building $154,900	$177,700 (+7.05%) Land $22,800 Building $154,900
2024	$2,043.00	$166,000 (+7.72%) Land $22,800 Building $143,200	$166,000 (+7.72%) Land $22,800 Building $143,200
2023		$154,100 (+11.75%) Land $22,800 Building $131,300	$154,100 (+11.75%) Land $22,800 Building $131,300
2022	$1,704.00 Homeowner's exemption	$137,900 Land $22,800 Building $115,100	$137,900 Land $22,800 Building $115,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1907 S 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1907 S 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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