Tama County property record for 1907 Ridge Rd, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,428 sqft · built 1998 |
| Lot Size | 5.71 acres (248,728 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,500 (Mar 2025) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.27.300.006 |
| Primary APN | 02.27.300.006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Basement Area | 1,428 sqft |
| Unfinished Basement | 1,414 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 248,728 sqft (5.71 acres) |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 306 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1907 RIDGE RD |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-9370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27-86-15 PCL 'A' NW SW |
| Legal Range | 15W |
| Legal Township | 86N |
| Legal Section | 27 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 290200 |
1907 Ridge Rd is owned and occupied by two individuals who bought it in March 2025.
Source: Tama County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23499 X AVE, REINBECK, IA 50669-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on File |
| Deed Sale | Mar 4, 2025 · Amount on File |
| Deed Document Number | 2025518 |
| Prior Transfer Date | Aug 9, 2011 |
| Prior Transfer Doc | 000890/404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 1907 RIDGE RD, TRAER, IA 50675-9370 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1907 RIDGE RD, TRAER, IA 50675-9370 |
| Document Number | 0020250637 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 2025-0637 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2025 property tax bill for 1907 Ridge Rd was $2,898 with a homeowner's exemption.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 Homeowner's exemption | $234,390 (+9.79%) Land $8,090 Building $226,300 | $234,390 Land $8,090 Building $226,300 |
| 2024 | $213,490 (-) Land $6,530 Building $206,960 | ||
| 2023 | $213,490 Land $6,530 Building $206,960 | $213,490 Land $6,530 Building $206,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1907 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1907 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
| Windstream Fixed Wireless | 75 / 10 |
| Reinbeck Telecommunications Utility Fixed Wireless | 60 / 14 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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