Carroll County property record for 1907 Reading Ct, Mount Airy, MD 21771
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,584 sqft · built 2012 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jan 2022) |
| Tax Bill | $4,848 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-046972 |
| Primary APN | 13-046972 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Total Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 046972 |
|---|---|
| Street Address | 1907 READING CT |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-7777 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R7 |
| Legal Description | LT 238 - 2000 SQ FT 1907 READING CT 50-171 TWIN ARCH CROSSING PH 5 |
| Legal Subdivision | TWIN ARCH CROSSING |
| Legal Phase | 5 |
| Legal Lot Number | 238 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 13, MOUNT AIRY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 513002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1907 Reading Ct, a townhouse, is owned and occupied by two individuals who bought it in January 2022.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1907 READING CT, MOUNT AIRY, MD 21771-7777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 10, 2022 | Deed, Transfer · FHA Mortgage TRUIST BANK |
| Apr 11, 2018 | Deed, Transfer · Conventional Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on File |
| Deed Sale | Jan 10, 2022 · Amount on File |
| Prior Sale | Apr 11, 2018 · Amount on File |
| Deed Book / Page | 10633 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1907 READING CT, MOUNT AIRY, MD 21771-7777 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CSMB LLC DBA EASTERN TTL & S |
| Name | Verified Name |
|---|
| Document Number | 0101560211 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 10156/211 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 10, 2022 |
| Property Address | 1907 READING CT, MOUNT AIRY, MD 21771-7777 |
| Document Number | 0106330109 |
| Book / Page | 10633 / 109 |
| Map Reference | MB 50 PG 171 |
| Instrument Date | Nov 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1907 READING CT, MOUNT AIRY, MD 21771-7777 |
| Document Number | 0010633117 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 10633/117 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 11, 2018 |
| Property Address | 1907 READING CT, MOUNT AIRY, MD 21771-7777 |
| Document Number | 0089860007 |
| Book / Page | 8986 / 0007 |
| Map Reference | MB50 PG171 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1907 READING CT, MOUNT AIRY, MD 21771-7777 |
| Document Number | 0000000000 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 8986-0014 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2026 property tax bill for 1907 Reading Ct was $4,848, up 3.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Mount Airy Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,848.00 (+3.26%) | $369,500 | $381,200 Land $125,000 Building $256,200 |
| 2025 | $4,695.00 | ||
| 2023 | $4,331.00 | $334,133 | $346,100 Land $120,000 Building $226,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1907 Reading Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1907 Reading Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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