1907 Palermo Ct, Vista, CA 92081 Property Records

San Diego County property record for 1907 Palermo Ct, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,651 sqft · built 1990
Lot Size	0.178 acres (7,762 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (Mar 2010)
Tax Bill	$5,739 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`183-404-29-00`

Property Details

APN / Parcel Number

Primary APN	`183-404-29-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,651 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	7,762 sqft (0.178 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1907 PALERMO CT
City	VISTA
State	CA
Zip	92081-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 190 TR 011773
Legal Subdivision	86-0 VISTA PH 4
Legal Tract	011773
Legal Block	1
Legal Lot Number	190
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	19904

Owner

1907 Palermo Ct is owned and occupied by an individual who acquired it in March 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1907 PALERMO CT, VISTA, CA 92081-5037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Mar 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2010 · Amount on File
Deed Sale	Mar 29, 2010 · Amount on File
Prior Sale	Apr 19, 2004 · Amount on File
Deed Document Number	2010151948
Last Transfer Date	Mar 13, 2019
Transfer Doc	0000099884
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1907 PALERMO CT, VISTA, CA 92081-5037
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 PALERMO CT, VISTA, CA 92081-5037

Mortgage

Document Number	0000314589
Date	Nov 13, 2023
Instrument	2023-0314589

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1907 PALERMO CT, VISTA, CA 92081-5037
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 PALERMO CT, VISTA, CA 92081-5037

Mortgage

Document Number	0000440674
Date	Jun 16, 2021
Instrument	2021-0440674

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1907 PALERMO CT, VISTA, CA 92081-5037
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 PALERMO CT, VISTA, CA 92081-5037

Mortgage

Document Number	0000212586
Date	Apr 27, 2020
Instrument	2020-0212586

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1907 PALERMO CT, VISTA, CA 92081-5037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449354
Date	Oct 8, 2019
Instrument	2019-0449354

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2019
Property Address	1907 PALERMO CT, VISTA, CA 92081-5037
Document Number	0000099884
Map Reference	MAP 11773
Instrument Date	Mar 13, 2019
Instrument	2019-0099884
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 PALERMO CT, VISTA, CA 92081-5037

Mortgage

Document Number	0000099885
Date	Mar 20, 2019
Instrument	2019-0099885

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2018
Property Address	1907 PALERMO CT, VISTA, CA 92081-5037
Document Number	0000274633
Instrument Date	Jun 18, 2018
Instrument	274633
Transaction Type	Transfer
Record Updated	Jul 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	900 PIER VIEW WAY OCEANSIDE CA 920542839, OCEANSIDE, CA 92054-2839

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2018
Property Address	1907 PALERMO CT, VISTA, CA 92081-5037
Document Number	0000248996
Map Reference	MAP 11773
Instrument Date	Jun 14, 2018
Instrument	2018-0248996
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 PALERMO CT, VISTA, CA 92081-5037

Mortgage

Document Number	0000248997
Date	Jun 19, 2018
Instrument	2018-0248997

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1907 Palermo Ct was $5,739 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,491 (+2%) Land $262,003 Building $197,488
2025	$5,739.00 Homeowner's exemption	$450,482 Land $256,866 Building $193,616
2023	$5,334.00 (+0.24%) Homeowner's exemption	$432,992 Land $246,893 Building $186,099
2022	$5,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1907 Palermo Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1907 Palermo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, San Diego Broadband, Verizon.

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