1907 N Willow Rd, Urbana, IL 61801 Property Records

Champaign County property record for 1907 N Willow Rd, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,948 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,219 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-05-477-019`

Property Details

APN / Parcel Number

Primary APN	`91-21-05-477-019`
Alternative APN	`302105477019`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Building Perimeter
1st Floor Area	1,948 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	638 sqft
Driveway	Concrete Driveway
Driveway Area	760 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	176 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1907 N WILLOW RD
City	URBANA
State	IL
Zip	61801-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BEESONS R.W., SUB
Legal Range	09E
Legal Township	19N
Legal Section	05
Legal Subdivision	BEESONS R.W., SUB
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1018
Census Tract	5401

Owner

1907 N Willow Rd is owned and occupied by two individuals.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1907 N WILLOW RD, URBANA, IL 61801-1127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage 1ST MIDAMERICA CU
Apr 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1907 N WILLOW RD, URBANA, IL 61801-1127
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014180
Date	Sep 18, 2025
Instrument	2025R14180

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 17, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 20, 2022
Property Address	1907 N WILLOW RD, URBANA, IL 61801-1127
Document Number	0000017375
Map Reference	MB M PG 61
Instrument Date	Aug 25, 2022
Instrument	2022R17375
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1907 N WALKER SR DOVE WALKER, URBANA, IL 61801

Mortgage

Document Number	0000017376
Date	Sep 20, 2022
Instrument	2022R17376

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	5-Year CMT
Max Rate	10.1%

Mortgage

Document Number	0000017954
Date	Sep 30, 2022
Instrument	2022R17954

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	BETHALTO, IL 62010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	5-Year CMT
Max Rate	10.1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1907 N WILLOW RD, URBANA, IL 61801-1127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006890
Date	Apr 21, 2017
Instrument	2017R06890

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,070 Land $12,490 Building $59,580	$216,210 Land $37,470 Building $178,740
2024	$5,219.00
2022	$4,414.00 Homeowner's exemption Senior Citizen's exemption	$51,710 Land $9,930 Building $41,780	$155,130 Land $29,790 Building $125,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1907 N Willow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	38 units insured incl. 36 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1907 N Willow Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Mediacom Xtream.

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