1907 Main St, Ouray, CO 81427 Property Records

Ouray County property record for 1907 Main St, Ouray, CO 81427 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,575 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$622,050 (Apr 2024)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R005762`

Property Details

APN / Parcel Number

Primary APN	`R005762`
Alternative APN	`451530207021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,575 sqft Heated Area
1st Floor Area	638 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	367 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R005762
Street Address	1907 MAIN ST
City	OURAY
State	CO
Zip	81427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBD: ELKHORN TOWNHOMES UNIT B2 S: 30 T: 44 R: 7
Legal Range	07
Legal Township	44
Legal Section	30
Legal Subdivision	ELKHORN TOWNHOMES
Legal Unit	B2
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	3
Census Block	3095
Census Tract	967602

Owner

Source: Ouray County records · APN R005762

Assessment roll updated March 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	342 REDCLIFF CT, GRAND JUNCTION, CO 81507-4500
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 06, 2022	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
Oct 08, 2020	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 07, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2024 · Amount on Record
Deed Sale	Apr 04, 2024 · Amount on Record
Prior Sale	Oct 08, 2020 · Amount on Record
Deed Document Number	2024236805
Prior Transfer Date	Nov 29, 2022
Prior Transfer Doc	0000233658
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Apr 04, 2024
Property Address	1907 MAIN ST, OURAY, CO 81427
Document Number	0000236805
Map Reference	DOC 190488
Instrument Date	Mar 29, 2024
Instrument	236805
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$62.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1907 MAIN ST, OURAY, CO 81427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	342 REDCLIFF CT, GRAND JUNCTION, CO 81507-4500

Mortgage

Document Number	0000236806
Date	Apr 04, 2024
Instrument	236806

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OURAY CO
Recording Date	Dec 06, 2022
Property Address	1907 MAIN ST, OURAY, CO 81427
Document Number	0000233658
Map Reference	DOC 190488
Instrument Date	Nov 29, 2022
Instrument	233658
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2244 CAMBRIDGE ST, MONTROSE, CO 81401-5546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2244 CAMBRIDGE ST, MONTROSE, CO 81401-5546

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OURAY CO
Recording Date	Oct 08, 2020
Property Address	1907 MAIN ST, OURAY, CO 81427
Document Number	226603
Map Reference	DOC 190488
Instrument Date	Oct 08, 2020
Instrument	226603
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2244 CAMBRIDGE ST, MONTROSE, CO 81401-5546

Mortgage

Document Number	226604
Date	Oct 08, 2020
Instrument	226604

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Nov 07, 2017
Property Address	1907 MAIN ST, OURAY, CO 81427
Document Number	219793
Map Reference	DOC190490
Instrument Date	Nov 06, 2017
Instrument	219793
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18641 WEST LAKE PARIS DR, BATON ROUGE, LA 70817

Mortgage

Document Number	219794
Date	Nov 07, 2017
Instrument	219794

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Ouray County records · Assessment roll updated March 26, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ouray City
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,669.00 (+15.19%)	$40,120 (+7.5%) Land $5,190 Building $34,930	$641,940 (+15.23%) Land $83,000 Building $558,940
2024	$2,317.00 (+6.92%)	$37,320 (-7.6%) Land $3,960 Building $33,360	$557,080 (-6.7%) Land $59,160 Building $497,920
2023	$2,167.00	$40,390 Land $4,290 Building $36,100	$597,080 Land $63,410 Building $533,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ouray County (08091C), updated January 11, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080919676023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	High above 74% of the US · above 71% of Colorado
Wildfire Likelihood	About 1 in 595 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
VFN Holdings	Fiber	1,000 / 1,000
Clearnetworx	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

1907 Main St, Ouray, CO 81427 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Main St

Nearby Streets

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