1907 Luzerne Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1907 Luzerne Ave, Silver Spring, MD 20910

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,071 sqft · built 1922
Lot Size0.175 acres (7,616 sqft)
OwnerIndividual Name on Record
Tax Bill$10,829 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01418604

Property Details

APN / Parcel Number

Primary APN13-01418604
Alternative APN
  • 01418604

Interior

Full Baths2 Baths
Stories2 Stories
Building Area3,071 sqft Living Area
1st Floor Area1,666 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleMulti-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,616 sqft (0.175 acres)
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area281 sqft
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01418604
Street Address1907 LUZERNE AVE
CitySILVER SPRING
StateMD
Zip20910-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionNORTH WOODSIDE SEC 1
Legal SubdivisionNORTH WOODSIDE
Legal BlockC
Legal Lot Number5
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2030
Census Tract702800

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressUNIT 3030 BOX 201, DPO, AA 34004-0201
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2007
Deed SaleAug 27, 2007
Deed Document Number2007100122
Deed Book / Page34765 / 678
Prior Transfer DateJul 30, 2007
Prior Transfer Doc0347650678
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1907 LUZERNE AVE, SILVER SPRING, MD 20910-2132
Transaction TypeMortgage
Record UpdatedOct 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1907 LUZERNE AVE, SILVER SPRING, MD 20910-2132

Mortgage

Document Number0640600108
DateSep 20, 2021
Book Page64060/108
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$863,200 (-) Land $344,600 Building $518,600$863,200 (-) Land $344,600 Building $518,600
2025$10,829.00 (-9.47%)$863,200 (-0.94%) Land $344,600 Building $518,600$863,200 (-10.98%) Land $344,600 Building $518,600
2024$11,962.00 (+39.87%)
2023$871,400$969,700 Land $308,500 Building $661,200
2022$8,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2018–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Starry.

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