1907 Horsetail Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1907 Horsetail Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$486,700 (Apr 2026)
Tax Bill	$198 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
APN	`16-25-31-3675-0001-2860`

Property Details

APN / Parcel Number

Primary APN	`16-25-31-3675-0001-2860`
Alternative APN	`253116367500012860`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	1907 HORSETAIL DR
City	SAINT CLOUD
State	FL
Zip	34771-3923
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BRACK RANCH PH 2 PB 36 PGS 62-65 LOT 286
Legal Subdivision	BRACK RANCH PHASE 2
Legal Lot Number	286
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1907 HORSETAIL DR, SAINT CLOUD, FL 34771-3923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Special Warranty Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE
Apr 30, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Deed Document Number	202657402
Deed Book / Page	6964 / 977
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2026
Property Address	1907 HORSETAIL DR, SAINT CLOUD, FL 34771-3923
Document Number	0000057402
Book / Page	6964 / 977
Instrument Date	Apr 6, 2026
Instrument	2026.57402
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	APOLLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344,096.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1907 HORSETAIL DR, SAINT CLOUD, FL 34771-3923

Mortgage

Document Number	0000057403,
Date	Apr 30, 2026
Instrument	2026..57403

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2026
Property Address	1907 HORSETAIL DR, SAINT CLOUD, FL 34771-3923
Document Number	0069640977
Book / Page	6964 / 977
Instrument Date	Apr 6, 2026
Instrument	202657402
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	APOLLO TITLE, APOLLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344,096.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1907 HORSETAIL DR, SAINT CLOUD, FL 34771-3923

Mortgage

Document Number	0000057403,
Date	Apr 30, 2026
Instrument	202657403

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	4.99%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$198.00	$14,300 Land $14,300	$14,300 Land $14,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Horsetail Dr

Nearby Streets

All Saint Cloud, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures