Lenoir County property record for 1907 Holding Pl, Kinston, NC 28501
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,408 sqft · built 1997 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Mar 2023) |
| Tax Bill | $6,162 (2026) |
| Deeds & Mortgages | Oct 2025 Construction Loan Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 451620819041 |
| Primary APN | 451620819041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,408 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 67.2 ft deep x 276 ft wide |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 232 sqft |
| Utility Building | 42 sqft |
| Heating System | Gas |
|---|
| Street Address | 1907 HOLDING PL |
|---|---|
| City | KINSTON |
| State | NC |
| Zip | 28501-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA8 |
| Legal Description | PERRY PARK WOODS LOT 12 1907 HOLDING PL |
| Legal Subdivision | PERRY PARK WOODS |
| Legal Lot Number | 12 |
| Jurisdiction | LENOIR NC |
| Township / Civil Division | KINSTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10600 |
1907 Holding Pl is owned and occupied by two individuals who bought it in March 2023.
Source: Lenoir County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1907 HOLDING PL, KINSTON, NC 28501-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Construction Mortgage PROVIDENCE BANK |
| Mar 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on File |
| Deed Sale | Mar 20, 2023 · Amount on File |
| Deed Book / Page | 1984 / 300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 1907 HOLDING PL, KINSTON, NC 28501-2100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1907 HOLDING PL, KINSTON, NC 28501-2100 |
| Document Number | 0020700496 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 2070/496 |
| Name | PROVIDENCE BANK |
|---|---|
| Type | Bank |
| Address | RICHLANDS, NC 28574 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENOIR NC |
| Recording Date | Mar 20, 2023 |
| Property Address | 1907 HOLDING PL, KINSTON, NC 28501-2100 |
| Document Number | 0019840300 |
| Book / Page | 1984 / 300 |
| Map Reference | MB 931 PG 469 |
| Instrument Date | Mar 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1907 HOLDING PL, KINSTON, NC 28501-2100 |
| Document Number | 0001984303 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 1984/303 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.2% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.2% |
The 2026 property tax bill for 1907 Holding Pl was $6,162, down 2.8% from the year before.
Source: Lenoir County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lenoir County |
| Municipality | Kinston City |
| Unified School District | Lenoir County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,162.00 (-2.84%) | $451,436 (-) Land $23,502 Building $427,934 | $451,436 (-) Land $23,502 Building $427,934 |
| 2025 | $6,342.00 | $451,436 Land $23,502 Building $427,934 | $451,436 Land $23,502 Building $427,934 |
| 2023 | $5,056.00 | $313,078 Land $50,000 Building $263,078 | $313,078 Land $50,000 Building $263,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1907 Holding Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1907 Holding Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KINSTON serves 27,475 people · EPA ID NC0454010 |
|---|---|
| Water Source | Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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