1907 Harding St, Lake Worth, FL 33460 Property Records

Palm Beach County property record for 1907 Harding St, Lake Worth, FL 33460

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,885 sqft · built 2019
Lot Size	0.1 acres (4,382 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Oct 2019)
Tax Bill	$9,251 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`38-43-44-16-39-000-0270`

Property Details

APN / Parcel Number

Primary APN	`38-43-44-16-39-000-0270`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,885 sqft Living Area
Gross Area	2,355 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	4,382 sqft (0.1 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1907 HARDING ST
City	LAKE WORTH
State	FL
Zip	33460-6230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	LAKE COVE OF LAKE WORTH LT 27
Legal Range	43
Legal Township	44
Legal Section	16
Legal Subdivision	LAKE COVE/LK WORTH
Legal Lot Number	27
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	1
Census Block	1002
Census Tract	4401

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 LAKEWOOD DR APT 8A, 8A, JUPITER, FL 33458-5812
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORP
Nov 25, 2019	Correction Deed, Subdivision Related Transfer BLUELINE TITLE COMPANY LLC, BLUELINE TITLE CO LLC
Oct 22, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	20190387466
Deed Book / Page	30971 / 1498
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1907 HARDING ST, LAKE WORTH, FL 33460-6230
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 HARDING ST, LAKE WORTH, FL 33460-6230

Mortgage

Document Number	0342891758
Date	May 9, 2023
Book Page	34289/1758
Instrument	20230154063

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender
Address	UPLAND, CA 91786

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2019: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 25, 2019
Property Address	1907 HARDING ST, LAKE WORTH, FL 33460-6230
Document Number	0310490958
Book / Page	031049 / 000958
Instrument Date	Oct 18, 2019
Instrument	433145
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2020
Title Company	BLUELINE TITLE COMPANY LLC, BLUELINE TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$1.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 HARDING ST LAKE WORTH FL 334606230, LAKE WORTH, FL 33460-6230

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 22, 2019
Property Address	1907 HARDING ST, LAKE WORTH, FL 33460-6230
Document Number	0309711498
Book / Page	030971 / 001498
Instrument Date	Oct 18, 2019
Instrument	387466
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2020
Title Company	BLUELINE TITLE COMPANY LLC, BLUELINE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 HARDING ST LAKE WORTH FL 334606230, LAKE WORTH, FL 33460-6230

Mortgage

Document Number	309711500
Date	Oct 22, 2019
Book Page	030971/001500
Instrument	387467

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Lake Worth Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,251.00 (+12.45%)	$409,483 (+5%) Land $106,758 Building $302,725	$409,483 (+5%) Land $106,758 Building $302,725
2023	$8,227.00 (+8.21%)	$389,999 (+11.37%) Land $107,662 Building $282,337	$389,999 (+11.37%) Land $107,662 Building $282,337
2022	$7,603.00	$350,196 Land $95,024 Building $255,172	$350,196 Land $95,024 Building $255,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (1999)
Most Recent Claim	Oct 1999 · Hurricane Irene
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WORTH BEACH UTILITIES serves 48,000 people · EPA ID FL4500773
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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