Davis County property record for 1907 E Ridge Rd, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,313 sqft · built 2003 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $5,004 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-458-0109 |
| Primary APN | 11-458-0109 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,313 sqft Living Area |
| Gross Area | 2,190 sqft |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1907 E RIDGE RD |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-4536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 109, PEACEFIELD PUD PHASE 1. CONTAINS 0.39 ACRES |
| Legal Subdivision | PEACEFIELD PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 109 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 125905 |
Source: Davis County assessment roll, as of January 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1907 E RIDGE RD, LAYTON, UT 84040-4536 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 6, 2002 |
| Deed Sale | Dec 6, 2002 |
| Prior Sale | Dec 6, 2002 |
| Deed Document Number | 1810670 |
| Deed Book / Page | 3181 / 0852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1907 E RIDGE RD, LAYTON, UT 84040-4536 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1907 E RIDGE RD, LAYTON, UT 84040-4536 |
| Document Number | 008409/443 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | 8409/443 |
| Instrument | 3555967 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Dec 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.7% |
Source: Davis County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,004.00 (+13.08%) | $479,050 (-35.44%) Land $162,308 Building $316,742 | $871,000 (+17.39%) Land $295,106 Building $575,894 |
| 2024 | $4,425.00 (+1.96%) | ||
| 2023 | $4,340.00 (-10.72%) | $742,000 Land $225,728 Building $516,272 | $742,000 Land $225,728 Building $516,272 |
| 2022 | $4,861.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 65% of Utah |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Senawave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Telephone Companies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: Boston Omaha.
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