1907 E Encinas Ln, Phoenix, AZ 85040 Property Records

Maricopa County property record for 1907 E Encinas Ln, Phoenix, AZ 85040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1956
Lot Size	0.161 acres (6,996 sqft)
Owner	2 Company Names on File
Last Sale	$197,900 (Nov 2019)
Tax Bill	$402 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`122-38-120`

Property Details

APN / Parcel Number

Primary APN	`122-38-120`
Alternative APN	`122381206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,996 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1907 E ENCINAS LN
City	PHOENIX
State	AZ
Zip	85040-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	ALICIA 2 MCR 68/48
Legal Range	3E
Legal Township	1N
Legal Section	22
Legal Subdivision	ALICIA 2
Legal Lot Number	58
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	115300

Owner

1907 E Encinas Ln is owned by a company that bought it in November 2019.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Company Names on File
Mailing Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 22, 2024	Intrafamily Transfer, Transfer
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 25, 2018	Warranty Deed, Transfer
Mar 14, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Oct 25, 2018 · Amount on File
Deed Document Number	2019912722
Prior Transfer Date	Dec 29, 1994
Prior Transfer Doc	0000079814
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415

Mortgage

Document Number	0000196229
Date	Mar 3, 2022
Instrument	20220196229

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 22, 2024
Property Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415
Document Number	0000031988
Map Reference	MB 68 PG 48
Instrument Date	Jan 22, 2024
Instrument	20240031988
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 13, 2019
Property Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415
Document Number	0000912722
Map Reference	MB 68 PG 48
Instrument Date	Oct 24, 2019
Instrument	20190912722
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 S WASATCH BLVD STE 120, 4505, SALT LAKE CITY, UT 84124-4710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415

Mortgage

Document Number	0000912723
Date	Nov 13, 2019
Instrument	20190912723

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 25, 2018
Property Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415
Document Number	0000797081
Instrument Date	Oct 23, 2018
Instrument	797081
Transaction Type	Transfer
Record Updated	Oct 31, 2018

Transaction

Amount	Amount on Record
Tax	$140.66
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	4505 S WASATCH BLVD #120 SALT LAKE CITY UT 841244710, 120, SALT LAKE CITY, UT 84124-4710

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 14, 2018
Property Address	1907 E ENCINAS LN, PHOENIX, AZ 85040-1415
Document Number	0000189904
Instrument Date	Feb 28, 2018
Instrument	189904
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4106 S CUMBERLAND RD SALT LAKE CITY UT 841242714, SALT LAKE CITY, UT 84124-2714

Tax Assessment & Valuation

The 2025 property tax bill for 1907 E Encinas Ln was $402.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,200 (+713.17%)	$242,000 (+7.27%) Land $48,400 Building $193,600
2025	$402.00	$2,976 (-87.84%)	$225,600 (-7.81%) Land $45,100 Building $180,500
2024		$24,470 (+28.72%)	$244,700 (+28.72%) Land $48,900 Building $195,800
2023	$379.00 (+1.88%)	$19,010 Land $3,800 Building $15,210	$190,100 Land $38,000 Building $152,100
2022	$372.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1907 E Encinas Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1907 E Encinas Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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