1907 E Elm Rd, Lakeland, FL 33801 Property Records

Polk County property record for 1907 E Elm Rd, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1957
Lot Size	0.25 acres (10,868 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2021)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-027010`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-027010`
Alternative APNs	`172824193000027010` `72824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	1,488 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,868 sqft (0.25 acres)
Lot Dimensions	220 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	623 sqft
Carport	Carport
Carport Area	623 sqft
Porch	Florida Room
Porch Area	136 sqft
Utility Building	91 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1907 E ELM RD
City	LAKELAND
State	FL
Zip	33801-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	SHORE ACRES PB 7 PG 15 BLK 27 LOTS 1 & 2 LESS BEG SW COR OF LOT 2 RUN NWLY ALONG LOT LINE 90 FT ELY TO E LINE OF LOT 1 TO PT 70 FT NLY FROM RAD PT ON ELY LINE OF LOT 1 SLY TO RAD PT SWLY AROUND CUR TO INT WITH S LINE OF LOT 1 W ALONG S LINE OF LOTS 1
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	27
Legal Lot Number	1,2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1034
Census Tract	10300

Owner

1907 E Elm Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1907 E ELM RD, LAKELAND, FL 33801-2327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Mar 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE INVESTORS NETWORK LLC
Mar 1, 2017	Warranty Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Prior Sale	Mar 17, 2021 · Amount on File
Deed Document Number	2021186692
Deed Book / Page	11809 / 113
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 20, 2021
Property Address	1907 E ELM RD, LAKELAND, FL 33801-2327
Document Number	0000186692
Book / Page	11809 / 113
Map Reference	MB 7 PG 15
Instrument Date	Jul 2, 2021
Instrument	2021186692
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2641 HIGH RIDGE DR, 2641, LAKELAND, FL 33812-5884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 E ELM RD, LAKELAND, FL 33801-2327

Mortgage

Document Number	0011809115
Date	Jul 20, 2021
Instrument	11809/115

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 17, 2021
Property Address	1907 E ELM RD, LAKELAND, FL 33801-2327
Document Number	0000068321
Book / Page	11626 / 607
Map Reference	MB 7 PG 15
Instrument Date	Mar 5, 2021
Instrument	2021068321
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	EQUITY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 HWY 365, 307, MANITOU BEACH XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 SOUTHGROVE DR, LAKELAND, FL 33812-4342
Investor	Possibly a Property Investor

Mortgage

Document Number	0011626610
Date	Mar 17, 2021
Instrument	11626/610

Lender

Name	MORTGAGE INVESTORS NETWORK LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 1, 2017
Property Address	1907 E ELM RD, LAKELAND, FL 33801-2327
Document Number	0100782180
Book / Page	010078 / 002180
Instrument Date	Feb 28, 2017
Instrument	40220
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount on Record
Tax	$504.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 GOODYEAR AVE LAKELAND FL 338019026, LAKELAND, FL 33801-9026

Tax Assessment & Valuation

The 2025 property tax bill for 1907 E Elm Rd was $3,488 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,942 (+2.7%)	$250,815 (+6.03%) Land $43,501 Building $207,314
2025	$3,488.00 Homeowner's exemption	$236,555 Land $25,801 Building $210,754	$236,555 Land $25,801 Building $210,754
2023	$3,347.00 (+2.89%) Homeowner's exemption	$226,208 (+3%)	$231,631 (+5.47%) Land $24,714 Building $206,917
2022	$3,253.00 Homeowner's exemption	$219,619 Land $20,967 Building $198,652	$219,619 Land $20,967 Building $198,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1907 E Elm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1907 E Elm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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