1907 E 196th St, Westfield, IN 46074 Property Records

Hamilton County property record for 1907 E 196th St, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1972
Lot Size	0.44 acres (19,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,848 (2024)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-06-30-101-002.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-06-30-101-002.000-015`
Alternative APN	`0906300101002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,200 sqft (0.44 acres)
Lot Dimensions	128 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0906300101002000
Street Address	1907 E 196TH ST
City	WESTFIELD
State	IN
Zip	46074-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 19, RANGE 4, MORGAN WOODS, SECTION 1, LOT 16
Legal Range	04
Legal Township	19
Legal Section	30
Legal Subdivision	MORGAN WOODS
Legal Block	1
Legal Lot Number	16
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	3
Census Block	3033
Census Tract	110516

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 SAVANNAH LN, WESTFIELD, IN 46074-9447
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1998
Deed Sale	Sep 30, 1998
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1907 E 196TH ST, WESTFIELD, IN 46074-3801
Document Number	0000001999
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 SAVANNAH LN WESTFIELD IN 460749447, WESTFIELD, IN 46074-9447

Mortgage

Document Number	0000001999
Date	Jan 16, 2018
Instrument	1999

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,500 (+5.37%) Land $66,100 Building $161,400	$227,500 (+5.37%) Land $66,100 Building $161,400
2024	$4,848.00 (+4.26%)	$215,900 (+4.81%) Land $52,900 Building $163,000	$215,900 (+4.81%) Land $52,900 Building $163,000
2023	$4,650.00 (-1.29%)	$206,000 (+0.05%) Land $52,900 Building $153,100	$206,000 (+0.05%) Land $52,900 Building $153,100
2022	$4,711.00	$205,900 Land $52,900 Building $153,000	$205,900 Land $52,900 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20