1907 Cumberland Ct, Plainfield, IL 60586 Property Records

Will County property record for 1907 Cumberland Ct, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,792 sqft · built 2001
Lot Size	0.1 acres (4,332 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2025)
Tax Bill	$6,391 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-304-007`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-304-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Material	Shingle
Lot Area	4,332 sqft (0.1 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1907 CUMBERLAND CT
City	PLAINFIELD
State	IL
Zip	60586-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 543 IN CUMBERLAND SUB UNIT 11, A SUB OF PRT OF FRACTIONAL SEC 31, T36N R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CUMBERLAND UNIT 11
Legal Lot Number	543
Legal Unit	11
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1019
Census Tract	880432

Owner

1907 Cumberland Ct is owned by an individual who bought it in November 2025.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1833 SYRACUSE RD, NAPERVILLE, IL 60565-6763
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage GMFS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Document Number	202561528
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	0000087885
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 3, 2025
Property Address	1907 CUMBERLAND CT, PLAINFIELD, IL 60586-5309
Document Number	0000061528
Map Reference	DOC R2000-115389
Instrument Date	Oct 17, 2025
Instrument	R2025061528
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1907 CUMBERLAND CT, PLAINFIELD, IL 60586-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 CUMBERLAND CT, PLAINFIELD, IL 60586-5309

Mortgage

Document Number	0000061529
Date	Nov 3, 2025
Instrument	R2025061529

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	6.25%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1907 CUMBERLAND CT, PLAINFIELD, IL 60586-5309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048296
Date	Jun 21, 2017
Instrument	R2017048296

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 6, 2018
Property Address	1907 CUMBERLAND CT, PLAINFIELD, IL 60586-5309
Document Number	0000023218
Instrument Date	Mar 23, 2018
Instrument	23218
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1907 CUMBERLAND CT PLAINFIELD IL 605865309, PLAINFIELD, IL 60586-5309

Mortgage

Document Number	23219
Date	Apr 6, 2018
Instrument	23219

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1907 Cumberland Ct was $6,391, up 4.3% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,391.00 (+4.34%)	$101,430 (+8.45%) Land $23,794 Building $77,636	$304,290 (+8.45%) Land $71,382 Building $232,908
2024	$6,125.00	$93,527 Land $21,940 Building $71,587	$280,581 Land $65,820 Building $214,761
2022	$5,405.00 Homeowner's exemption	$74,830 Land $17,797 Building $57,033	$224,490 Land $53,391 Building $171,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1907 Cumberland Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1907 Cumberland Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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