Frederick County property record for 1907 Crossing Stone Ct, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,035 sqft · built 2001 |
| Lot Size | 0.048 acres (2,107 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (May 2021) |
| Tax Bill | $5,976 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-237024 |
| Primary APN | 02-237024 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 2,515 sqft |
| 1st Floor Area | 775 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,107 sqft (0.048 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 237024 |
|---|---|
| Street Address | 1907 CROSSING STONE CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-6100 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 148 PLAT 1 SEC. 3E-2,107 SQ. FT. NORTH CROSSING |
| Legal Subdivision | NORTH CROSSING |
| Legal Lot Number | 148 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 750701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1907 CROSSING STONE CT, FREDERICK, MD 21702-6100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC |
| May 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SEVERN SAVINGS BANK FSB |
| May 17, 2021 | Deed, Transfer · FHA Mortgage SEVERN SAVINGS BANK FSB |
| Oct 28, 2019 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Oct 28, 2019 · Amount on Record |
| Deed Book / Page | 14892 / 207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1907 CROSSING STONE CT, FREDERICK, MD 21702-6100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1907 CROSSING STONE CT, FREDERICK, MD 21702-6100 |
| Document Number | 0145860198 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 14586/198 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1907 CROSSING STONE CT, FREDERICK, MD 21702-6100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1907 CROSSING STONE CT, FREDERICK, MD 21702-6100 |
| Document Number | 0148920236 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 14892/236 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 17, 2021 |
| Property Address | 1907 CROSSING STONE CT, FREDERICK, MD 21702-6100 |
| Document Number | 0148920207 |
| Book / Page | 14892 / 207 |
| Map Reference | MB 69 PG 152 |
| Instrument Date | Apr 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1907 CROSSING STONE CT, FREDERICK, MD 21702-6100 |
| Document Number | 14892214 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 14892/214 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Number | 0148920243 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 14892/243 |
| Name | CITY OF FREDERICK |
|---|---|
| Type | Government Agency |
| Address | FREDERICK, MD 21701 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 28, 2019 |
| Property Address | 1907 CROSSING STONE CT, FREDERICK, MD 21702-6100 |
| Document Number | 0133030436 |
| Book / Page | 013303 / 000436 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1907 CROSSING STONE CT FREDERICK MD 217026100, FREDERICK, MD 21702-6100 |
| Document Number | 133030444 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 013303/000444 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,267 (+27.48%) | $384,600 (+19.22%) Land $120,000 Building $264,600 | |
| 2025 | $5,976.00 (+21.27%) | ||
| 2023 | $4,928.00 | $269,267 | $322,600 Land $95,000 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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