1907 Copper Creek Trl, Buffalo, MN 55313 Property Records

Wright County property record for 1907 Copper Creek Trl, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,646 sqft · built 2022
Lot Size	0.45 acres (19,601 sqft)
Owner	2 Trust Names on File
Last Sale	$80,000 (Feb 2022)
Tax Bill	$7,630 (2026)
Deeds & Mortgages	Aug 2026 Sale Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`103-169-001040`

Property Details

APN / Parcel Number

Primary APN	`103-169-001040`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,646 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable
Lot Area	19,601 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1907 COPPER CREEK TRL
City	BUFFALO
State	MN
Zip	55313-2382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-120 RANGE-025 COPPER CREEK LOT-004 BLOCK-001
Legal Range	025
Legal Township	120
Legal Section	16
Legal Subdivision	COPPER CREEK
Legal Block	1
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2031
Census Tract	100705

Owner

1907 Copper Creek Trl is owner-occupied and held in a trust since August 2026.

Source: Wright County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage BYLINE BANK
Jan 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
Jul 27, 2022	Deed of Trust, Mortgage · Construction Mortgage CCM FINANCE LLC
Jun 21, 2023	Intrafamily Transfer, Transfer · SBA Mortgage BYLINE BANK
Mar 7, 2022	Warranty Deed, Transfer RESULTS TITLE, RESULTS TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Sep 11, 2002 · Amount on File
Deed Document Number	20221382024
Last Transfer Date	Aug 17, 2026
Transfer Doc	0001610193
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 18, 2026
Property Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382
Document Number	0001610193
Instrument Date	Aug 17, 2026
Instrument	20261610193
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382

Mortgage

Document Number	00A1546629
Date	Jan 26, 2024
Instrument	A1546629

Lender

Name	BYLINE BANK
Type	Bank
Address	SCHAUMBURG, IL 60173

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	115 Months
Due	Aug 15, 2033

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	WEST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382

Mortgage

Document Number	00A1546585
Date	Jan 26, 2024
Instrument	A1546585

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, WEST TITLE LLC MINNETONKA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 S 70TH AVE W, DULUTH, MN 55807-1810

Mortgage

Document Number	00A1513000
Date	Jul 27, 2022
Instrument	A1513000

Lender

Name	CCM FINANCE LLC
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Jun 21, 2023
Property Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382
Document Number	00A1532796
Instrument Date	May 15, 2023
Instrument	A1532796
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	328 S 70TH AVE W, DULUTH, MN 55807-1810

Mortgage

Document Number	00A1532797
Date	Jun 21, 2023
Instrument	A1532797

Lender

Name	BYLINE BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 7, 2022
Property Address	1907 COPPER CREEK TRL, BUFFALO, MN 55313-2382
Document Number	00A1500396
Instrument Date	Feb 23, 2022
Instrument	A1500396
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	RESULTS TITLE, RESULTS TITLE INC

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	328 S 70TH AVE W, DULUTH, MN 55807-1810

Tax Assessment & Valuation

The 2026 property tax bill for 1907 Copper Creek Trl was $7,630.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,630.00	$608,800 (+3.05%) Land $75,000 Building $533,800	$608,800 (+3.05%) Land $75,000 Building $533,800
2025		$590,800 Land $75,000 Building $515,800	$590,800 Land $75,000 Building $515,800
2023	$1,527.00 (+70.42%)	$176,400 Land $70,000 Building $106,400	$176,400 Land $70,000 Building $106,400
2022	$896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1907 Copper Creek Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1907 Copper Creek Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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