1907 Center St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1907 Center St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 510 sqft · built 1983
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Mar 2005)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-14-37-35-0010-00110-0010`

Property Details

APN / Parcel Number

Primary APN	`1-14-37-35-0010-00110-0010`
Alternative APN	`R11437350010001100010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	510 sqft Living Area
Gross Area	649 sqft
1st Floor Area	510 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	1907 CENTER ST
City	OKEECHOBEE
State	FL
Zip	34974-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANADA TERRACE (PLAT BOOK 2 PAGE 63) ALL OF BLOCK 11; LESS AND EXCEPT THE FOLLOWING: A STRIP OF LAND 2.5 FEET IN WIDTH LYING IN A PORTION OF BLOCK 11, GRANADA TERRACE, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 2, PAGE 63, PUBLIC RECORDS OF
Legal Range	35E
Legal Township	37S
Legal Section	14
Legal Subdivision	GRANADA TERRACE
Legal Block	11
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1000
Census Tract	910500

Owner

Source: Okeechobee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2053 CENTER ST, A, OKEECHOBEE, FL 34974-3608
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 3, 2023	Deed of Trust, Mortgage · Balloon Mortgage GREENLIGHT CAPITAL LLC
Oct 5, 2017	Deed of Trust, Mortgage JAMES NUGENT ETAL JAMES NUGENT ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2005 · Amount on Record
Deed Sale	Mar 2, 2005 · Amount on Record
Deed Document Number	20054212
Deed Book / Page	555 / 690
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 12, 2026
Property Address	1907 CENTER ST, OKEECHOBEE, FL 34974-3604
Document Number	0000006509
Instrument Date	Jun 9, 2026
Instrument	20266509
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000006509,
Date	Jun 12, 2026
Instrument	20266509

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1907 CENTER ST, OKEECHOBEE, FL 34974-3604
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16350 JUPITER FARMS RD, JUPITER, FL 33478-6308

Mortgage

Document Number	0000007927
Date	Jul 3, 2023
Instrument	2023007927

Lender

Name	GREENLIGHT CAPITAL LLC
Type	Non-Lending Institution
Address	JUPITER, FL 33478

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1907 CENTER ST, OKEECHOBEE, FL 34974-3604
Document Number	0007970075
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16350 JUPITER FARMS RD JUPITER FL 334786308, JUPITER, FL 33478-6308

Mortgage

Document Number	0007970075
Date	Oct 12, 2017
Book Page	000797/000075
Instrument	9784

Lender

Name	JAMES NUGENT ETAL JAMES NUGENT ETAL
Type	Funding / Finance Company
Address	SEBASTIAN, FL 32958

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 11, 2027

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (+27.07%)	$55,170 (+19.7%) Land $13,750 Building $41,420	$55,170 (+19.7%) Land $13,750 Building $41,420
2023	$1,149.00 (+67.74%)	$46,091 (+16.31%) Land $9,000 Building $37,091	$46,091 (+16.31%) Land $9,000 Building $37,091
2022	$685.00	$39,627 Land $6,250 Building $33,377	$39,627 Land $6,250 Building $33,377

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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