1907 48th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 1907 48th St, Lubbock, TX 79412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1952
Lot Size	0.176 acres (7,650 sqft)
Owner	Company Name on Record
Last Sale	$91,105 (Jan 2024)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2020 Loan Modification + 6 more
Flood Zone	Zone X (moderate risk)
APN	`R136889`

Property Details

APN / Parcel Number

Primary APN	`R136889`
Alternative APN	`R7440000000500004000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,071 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	127 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1907 48TH ST
City	LUBBOCK
State	TX
Zip	79412-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST BLK 5 L 4
Legal Subdivision	RIDGE CREST
Legal Block	5
Legal Lot Number	4
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2013
Census Tract	2302

Owner

Source: Lubbock County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	506 NOLAN DR MIDLAND, MIDLAND, TX 79706
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage DIRECTED TRUST COMPANY
Jul 20, 2020	Loan Modification, Mortgage · Line of Credit FIRSTCAPITAL BK/TX NA
Jul 20, 2020	Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA
Mar 27, 2020	Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA
Mar 27, 2020	Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA
Dec 27, 2019	Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA
Nov 1, 2018	Deed of Trust, Mortgage FIRSTCAPITAL BK/TX NA
Jul 31, 2017	Deed of Trust, Mortgage FIRSTCAPITAL BK/TX NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	20241391
Prior Transfer Date	Nov 20, 2014
Prior Transfer Doc	0000041588
Record Updated	Oct 29, 2026

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jan 16, 2024
Property Address	1907 48TH ST, LUBBOCK, TX 79412-2241
Document Number	0000001391
Map Reference	VOL 418 PG 84
Instrument Date	Dec 27, 2023
Instrument	2024001391
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 19201, AUSTIN, TX 78760-9201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 NOLAN DR, MIDLAND, TX 79706

Mortgage

Document Number	0000001392
Date	Jan 16, 2024
Instrument	2024001392

Lender

Name	DIRECTED TRUST COMPANY
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2053

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1907 48TH ST, LUBBOCK, TX 79412-2241
Document Number	0000031599
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 65086 LUBBOCK TX 794645086, LUBBOCK, TX 79464-5086

Mortgage

Document Number	0000031599
Date	Jul 29, 2020
Instrument	31599

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1907 48TH ST, LUBBOCK, TX 79412-2241
Document Number	0000031594
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 65086 LUBBOCK TX 794645086, LUBBOCK, TX 79464-5086

Mortgage

Document Number	0000031594
Date	Jul 29, 2020
Instrument	31594

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2030

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1907 48TH ST, LUBBOCK, TX 79412-2241
Document Number	0000012976
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 65086 LUBBOCK TX 794645086, LUBBOCK, TX 79464-5086

Mortgage

Document Number	0000012976
Date	Apr 2, 2020
Instrument	12976

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2021

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1907 48TH ST, LUBBOCK, TX 79412-2241
Document Number	0000012979
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 65086 LUBBOCK TX 794645086, LUBBOCK, TX 79464-5086

Mortgage

Document Number	0000012979
Date	Apr 2, 2020
Instrument	12979

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2021

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1907 48TH ST, LUBBOCK, TX 79412-2241
Document Number	0000000244
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3714 43RD ST LUBBOCK TX 794133036, LUBBOCK, TX 79413-3036

Mortgage

Document Number	0000000244
Date	Jan 3, 2020
Instrument	244

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2021

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1907 48TH ST, LUBBOCK, TX 79412-2241
Document Number	0000042357
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 65086 LUBBOCK TX 794645086, LUBBOCK, TX 79464-5086

Mortgage

Document Number	0000042357
Date	Nov 6, 2018
Instrument	42357

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2023

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1907 48TH ST, LUBBOCK, TX 79412-2241
Document Number	0000028842
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	TITLE ONE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6520 UNIVERSITY AVE #3 LUBBOCK TX 794135811, 3, LUBBOCK, TX 79413-5811

Mortgage

Document Number	0000028842
Date	Aug 8, 2017
Instrument	28842

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 7, 2022

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,849.00 (-5.23%)	$104,541 (+0.77%) Land $20,000 Building $84,541	$104,541 (+0.77%) Land $20,000 Building $84,541
2024	$1,951.00 (+1.19%)
2023	$1,928.00 (+10.36%)	$103,746 Land $3,300 Building $100,446	$103,746 Land $3,300 Building $100,446
2022	$1,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2009–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet.

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