1906 Thayer Ter, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 1906 Thayer Ter, Baltimore, MD 21207

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,580 sqft · built 1948
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,500 (Nov 2022)
Tax Bill	$3,310 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Sale & Mortgage + 4 more
APN	`02-0223350560`

Property Details

APN / Parcel Number

Primary APN	`02-0223350560`
Alternative APNs	`20223350560` `0223350560`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	744 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	48 sqft
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0223350560
Street Address	1906 THAYER TER
City	GWYNN OAK
State	MD
Zip	21207-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 27 THAYER TERRACE
Legal Subdivision	THAYER TERRACE
Legal Block	2
Legal Lot Number	27
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	2
Census Block	2006
Census Tract	402405

Owner

Source: Baltimore County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1906 THAYER TER, GWYNN OAK, MD 21207-4371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage US BANK NA
Nov 1, 2022	Deed, Transfer · Commercial Mortgage FIRST HOME MORTGAGE CORP
Apr 10, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jul 20, 2018	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2017	Grant Deed, Transfer · Construction Mortgage ORACLE REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Book / Page	47498 / 183
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1906 THAYER TER, BALTIMORE, MD 21207-4371
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 THAYER TER, BALTIMORE, MD 21207-4371

Mortgage

Document Number	0510610356
Date	Mar 4, 2026
Book Page	51061/356

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Oct 1, 2052

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 1, 2022
Property Address	1906 THAYER TER, BALTIMORE, MD 21207-4371
Document Number	0474980183
Book / Page	47498 / 183
Instrument Date	Sep 26, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$706.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 THAYER TER, GWYNN OAK, MD 21207-4371

Mortgage

Document Number	0474980210
Date	Nov 1, 2022
Instrument	47498-0210

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0474980191
Date	Nov 1, 2022
Book Page	47498/191

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1906 THAYER TER, BALTIMORE, MD 21207-4371
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0413050333
Date	Apr 10, 2019
Book Page	41305/333

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1906 THAYER TER, BALTIMORE, MD 21207-4371
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0424210363
Date	Feb 3, 2020
Book Page	42421/363

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 20, 2018
Property Address	1906 THAYER TER, BALTIMORE, MD 21207-4371
Document Number	0404810131
Book / Page	0040481 / 131
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 THAYER TER, GWYNN OAK, MD 21207-4371

Mortgage

Document Number	0040481137
Date	Jul 20, 2018
Instrument	0040481/137

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 18, 2017
Property Address	1906 THAYER TER, BALTIMORE, MD 21207-4371
Document Number	0392010235
Book / Page	039201 / 000235
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	GOLDSTAR ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7204 BRIDGEWOOD DR BALTIMORE MD 212241912, BALTIMORE, MD 21224-1912

Mortgage

Document Number	392010240
Date	Jul 18, 2017
Book Page	039201/000240

Lender

Name	ORACLE REALTY INC
Address	5527 E JOPPA RD, PERRY HALL, MD 21128-9325

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2018

Interest

Rate Type	Fixed Rate
Rate	12%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$248,233 (+16.69%)	$274,900 (+17.03%) Land $75,400 Building $199,500
2024	$3,310.00 (+95.86%)
2023	$1,690.00 (-21.21%)	$212,733 (+11.63%)	$234,900 (-) Land $72,200 Building $162,700
2022	$2,145.00	$190,567	$234,900 Land $72,200 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2002–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2018 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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