1906 South St, Lexington, MO 64067 Property Records

Lafayette County property record for 1906 South St, Lexington, MO 64067

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,364 sqft · built 1880
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Last Sale	$130,999 (Feb 2024)
Tax Bill	$880 (2025)
Deeds & Mortgages	Feb 2024 Sale Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-8.0-34-2-001-103.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-2-001-103.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,364 sqft Living Area
Basement Area	341 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,350 sqft (0.238 acres)
Lot Dimensions	138 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1906 SOUTH ST
City	LEXINGTON
State	MO
Zip	64067-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 7 FIRST ADDN TO LEXINGTON; 403-221, 2019DR4564, 2020DR0187, 2021DR4079, 2023DR3984, 2024DR0481, 2024DR0655
Legal Range	27
Legal Township	51
Legal Section	34
Legal Subdivision	FIRST ADD
Legal Block	7
Legal Lot Number	5
Jurisdiction	LAFAYETTE MO
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1024
Census Tract	90200

Owner

1906 South St is owned and occupied by two individuals who acquired it in February 2024.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Special Warranty Deed, Transfer
Sep 1, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CROSSCOUNTRY MORTGAGE INC
Aug 6, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CROSSCOUNTRY MORTGAGE INC
Aug 6, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	2024481
Last Transfer Date	Feb 27, 2024
Transfer Doc	2024DR0655
Record Updated	Sep 20, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Feb 13, 2024
Property Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750
Document Number	2024DR0481
Instrument Date	Jan 18, 2024
Instrument	2024DR0481
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR4691
Date	Sep 1, 2021
Instrument	2021DR4691

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AGENTS NATIONAL TITLE INSURANCE COMPANY, AGENTS NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR4081
Date	Aug 6, 2021
Instrument	2021DR4081

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 6, 2021
Property Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750
Document Number	2021DR4079
Instrument Date	Jul 27, 2021
Instrument	2021DR4079
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750

Mortgage

Document Number	2021DR4080
Date	Aug 6, 2021
Instrument	2021DR4080

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR1057
Date	Mar 19, 2020
Instrument	2020DR1057

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	1906 SOUTH ST, LEXINGTON, MO 64067-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR3217
Date	Aug 7, 2020
Instrument	2020DR3217

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1906 South St was $880, up 16.1% from the year before.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Lexington City
Unified School District	Lexington R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+16.09%)	$12,525	$65,918 Land $16,978 Building $48,940
2024	$758.00
2023		$10,592	$55,748 Land $16,978 Building $38,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1906 South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1906 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON PWS serves 4,729 people · EPA ID MO1010464
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Failure to filter resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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