1906 Smith Rd, Northbrook, IL 60062 Property Records

Cook County property record for 1906 Smith Rd, Northbrook, IL 60062

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,034 sqft · built 1969
Lot Size0.248 acres (10,804 sqft)
OwnerIndividual Name on Record
Last Sale$615,000 (Dec 2016)
Tax Bill$10,387 (2023)
Deeds & MortgagesJan 2023 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-17-207-041

Property Details

APN / Parcel Number

Primary APN04-17-207-041
Alternative APN
  • 04-17-207-041-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area2,034 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,804 sqft (0.248 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1906 SMITH RD
CityNORTHBROOK
StateIL
Zip60062-5830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(HEATHERCREST)(UNIT2) A SUB OF PT OF NE SEC 17-42-12
Legal Range12E
Legal Township42N
Legal Section17
Legal SubdivisionHEATHERCREST UNIT2
Legal Lot Number112,1
Legal Unit2
JurisdictionCOOK IL
Township / Civil DivisionNORTHFIELD
Census Block Group1
Census Block1007
Census Tract801606

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1906 SMITH RD, NORTHBROOK, IL 60062-5830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Nov 21, 2019Deed of Trust, Mortgage · Conventional with PMI
STEARNS LNDG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2016 · Amount on Record
Deed SaleDec 13, 2016 · Amount on Record
Prior SaleSep 17, 2015 · Amount on Record
Deed Document Number201619055
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1906 SMITH RD, NORTHBROOK, IL 60062-5830
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 SMITH RD, NORTHBROOK, IL 60062-5830

Mortgage

Document Number0001345147
DateJan 13, 2023
Instrument2301345147
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 10, 2053
Interest
Rate TypeAdjustable Rate
Rate8.49%
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1906 SMITH RD, NORTHBROOK, IL 60062-5830
Transaction TypeMortgage
Record UpdatedJul 1, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017349281
DateJun 22, 2021
Instrument2117349281
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueMay 1, 2041
Interest
Rate2.75%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1906 SMITH RD, NORTHBROOK, IL 60062-5830
Document Number1935310002
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedJan 6, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 SMITH RD NORTHBROOK IL 600625830, NORTHBROOK, IL 60062-5830

Mortgage

Document Number1935310002
DateDec 19, 2019
Instrument35310002
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueDec 18, 2044
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNorthfield Township
MunicipalityNorthbrook Village
Elementary School DistrictNorthbrook Elementary School District 27 (KG - 08)
Secondary School DistrictNorthfield Township High School District 225 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,000 (+34.33%) Land $16,206 Building $46,794$630,000 (+34.33%) Land $162,060 Building $467,940
2023$10,387.00 (+3.77%)
2022$10,010.00 Homeowner's exemption$46,899 Land $16,206 Building $30,693$468,990 Land $162,060 Building $306,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1980–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHBROOK
serves 34,200 people · EPA ID IL0312070
Water SourceSurface water
Last State InspectionApr 2023
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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