1906 Saint Christopher Way, Arnold, MO 63010 Property Records

Jefferson County property record for 1906 Saint Christopher Way, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,032 sqft · built 1992
Lot Size	0.248 acres (10,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,100 (Apr 2018)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-32.0-3-001-036.42`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-32.0-3-001-036.42`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,032 sqft Living Area
Gross Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,813 sqft (0.248 acres)
Lot Dimensions	121 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	4 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1906 SAINT CHRISTOPHER WAY
City	ARNOLD
State	MO
Zip	63010-3979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ST JOHNS CROSSING 1 LOT 101
Legal Range	6E
Legal Township	43N
Legal Section	32
Legal Subdivision	ST JOHNS CROSSING 1
Legal Block	1
Legal Lot Number	101
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1013
Census Tract	700122

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1906 SAINT CHRISTOPHER WAY, ARNOLD, MO 63010-3979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Apr 9, 2018	Warranty Deed, Transfer · FHA Mortgage FCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	201810424
Prior Transfer Date	Jun 11, 2003
Prior Transfer Doc	0000044826
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1906 SAINT CHRISTOPHER WAY, ARNOLD, MO 63010-3979
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R011780
Date	Mar 17, 2021
Instrument	2021R-011780

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 9, 2018
Property Address	1906 SAINT CHRISTOPHER WAY, ARNOLD, MO 63010-3979
Document Number	0000010424
Instrument Date	Apr 6, 2018
Instrument	10424
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1906 SAINT CHRISTOPHER WAY ARNOLD MO 630103979, ARNOLD, MO 63010-3979

Mortgage

Document Number	10425
Date	Apr 9, 2018
Instrument	10425

Lender

Name	FCB BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,300 (-) Land $4,800 Building $26,500	$164,900 (-) Land $25,300 Building $139,600
2025	$2,120.00 (+4.9%)	$31,300 (+8.3%) Land $4,800 Building $26,500	$164,900 (-) Land $25,300 Building $139,600
2024	$2,021.00 (+0.6%)		$164,900 (+8.42%) Land $25,300 Building $139,600
2023	$2,009.00	$28,900 Land $4,800 Building $24,100	$152,100 Land $25,300 Building $126,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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