1906 Refset Dr, Janesville, WI 53545 Property Records

Rock County property record for 1906 Refset Dr, Janesville, WI 53545

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,080 sqft · built 1978
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2024)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Apr 2011 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0219200221`

Property Details

APN / Parcel Number

Primary APN	`0219200221`
Alternative APN	`241 0219200221`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Total Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	484 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	241 0219200221
Street Address	1906 REFSET DR
City	JANESVILLE
State	WI
Zip	53545-0555
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LOT 2, CSM 865709 IN VOL. 6 PAGES 283-284 IN NE.1/4 SEC 19-3-13
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	JANESVILLE
Census Block Group	3
Census Block	3002
Census Tract	700

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1905 INDEPENDENCE RD, JANESVILLE, WI 53545-0527
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2011	Deed of Trust, Mortgage ANCHORBANK FSB
May 15, 2024	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Aug 9, 2012	Intrafamily Transfer, Transfer · Conventional Mortgage ANCHORBANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Deed Document Number	20242262128
Prior Transfer Date	Aug 8, 2012
Prior Transfer Doc	0001954717
Record Updated	Jun 8, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1906 REFSET DR, JANESVILLE, WI 53545-0555
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001917171
Date	Apr 4, 2011
Instrument	1917171

Lender

Name	ANCHORBANK FSB
Type	Bank
Address	MADISON, WI 53703

Agreement

Amount	Amount Recorded

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 15, 2024
Property Address	1906 REFSET DR, JANESVILLE, WI 53545-0555
Document Number	0002262128
Map Reference	VL 6 PG 283-284
Instrument Date	May 15, 2024
Instrument	2262128
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 INDEPENDENCE RD, JANESVILLE, WI 53545-0527
Investor	Possibly a Property Investor

Mortgage

Document Number	0002262129
Date	May 15, 2024
Instrument	2262129

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

August 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Aug 9, 2012
Property Address	1906 REFSET DR, JANESVILLE, WI 53545-0555
Document Number	0001954717
Map Reference	MB6 PG283&284
Instrument Date	Aug 8, 2012
Instrument	1954717
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3007 WINDSOR LN, JANESVILLE, WI 53546-1909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 WINDSOR LN, JANESVILLE, WI 53546-1909

Mortgage

Document Number	0001954718
Date	Aug 9, 2012
Instrument	1954718

Lender

Name	ANCHORBANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
Municipality	Janesville City
Unified School District	Janesville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,337.00 (+12.88%)	$243,300 (+7.94%) Land $26,100 Building $217,200
2024			$239,634
2023	$3,842.00	$225,400 Land $26,100 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JANESVILLE WATER UTILITY serves 64,415 people · EPA ID WI1540127
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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