1906 Nicky Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1906 Nicky Dr, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1952
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$81,000 (Dec 2022)
Tax Bill$6,178 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Dec 2022 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 59.5-5-18

Property Details

APN / Parcel Number

Primary APN422800 59.5-5-18
Alternative APN
  • 280005900500050180000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1906 NICKY DR
CitySCHENECTADY
StateNY
Zip12306-4712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,BF NICKY -10/3.-260-10
Legal Block5
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1024
Census Tract33300

Owner

Source: Schenectady County and Rotterdam Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1906 NICKY DR, SCHENECTADY, NY 12306-4712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Dec 7, 2022Public Action, Foreclosure
Dec 7, 2022Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2022 · Amount on Record
Deed SaleDec 7, 2022 · Amount on Record
Prior SaleDec 7, 2022
Deed Document Number202264160
Deed Book / Page2098 / 610
Prior Transfer DateNov 10, 2022
Prior Transfer Doc0000064160
Record UpdatedOct 29, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateDec 29, 2023
Property Address1906 NICKY DR, SCHENECTADY, NY 12306-4712
Document Number0000073110
Book / Page2122 / 167
Instrument DateNov 3, 2023
Instrument202373110
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanyEAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address547 HAMILTON ST, ALBANY, NY 12203-1564

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 PHELAN CT, TROY, NY 12180-5915

Mortgage

Document Number0000073111
DateDec 29, 2023
Instrument202373111
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateDec 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.1%
Max Rate11.1%

December 2022: Public Action, Foreclosure

Document TypePublic Action
JurisdictionSCHENECTADY NY
Recording DateDec 7, 2022
Property Address1906 NICKY DR, SCHENECTADY, NY 12306-4712
Document Number0000064160
Book / Page2098 / 610
Instrument DateNov 10, 2022
Instrument202264160
Transaction TypeForeclosure
Record UpdatedDec 20, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 HAMILTON ST, ALBANY, NY 12203-1564

December 2022: Public Action, Foreclosure

Document TypePublic Action
JurisdictionSCHENECTADY NY
Recording DateDec 7, 2022
Property Address1906 NICKY DR, SCHENECTADY, NY 12306-4712
Document Number0000064159
Book / Page2098 / 607
Instrument DateNov 10, 2022
Instrument202264159
Transaction TypeForeclosure
Record UpdatedDec 20, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1906 NICKY DR, SCHENECTADY, NY 12306-4712

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 STATE ST, SCHENECTADY, NY 12305-2112
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,178.00 (+1.93%)
2025$6,061.00$165,400 (+36.69%) Land $9,700 Building $155,700$254,500 (+59.86%) Land $14,925 Building $239,575
2023$121,000 (-) Land $9,700 Building $111,300$159,200 (+9.19%) Land $12,762 Building $146,438
2022$121,000 Land $9,700 Building $111,300$145,800 Land $11,688 Building $134,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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