Clay County property record for 1906 Lake Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,210 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000,000 (Apr 2021) |
| Tax Bill | $3,965 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-916-00-01-040.00 |
| Primary APN | 01-916-00-01-040.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 3,314 sqft |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 1,189 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 136 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 879 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 100 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1906 LAKE DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR LAKE 3RD PLAT LT 62 |
| Legal Range | 33W |
| Legal Township | 54N |
| Legal Section | 36 |
| Legal Subdivision | HARBOR LAKE 3RD |
| Legal Lot Number | 62 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21900 |
1906 Lake Dr is owned and occupied by two individuals who bought it in April 2021.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1906 LAKE DR, SMITHVILLE, MO 64089-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on File |
| Deed Sale | Apr 15, 2021 · Amount on File |
| Prior Sale | Oct 19, 2016 · Amount on File |
| Deed Document Number | 202116204 |
| Deed Book / Page | 9026 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Apr 15, 2021 |
| Property Address | 1906 LAKE DR, SMITHVILLE, MO 64089-7801 |
| Document Number | 0000016204 |
| Book / Page | 9026 / 14 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021016204 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1906 LAKE DR, SMITHVILLE, MO 64089-7801 |
| Document Number | 0000016205 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021016205 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 1906 Lake Dr was $3,965.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,965.00 | $55,710 | $293,211 |
| 2023 | $3,373.00 | $48,850 | $257,105 |
| 2019 | $2,915.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1906 Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1906 Lake Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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