1906 Hilltop Dr, Waco, TX 76710 Property Records

McLennan County property record for 1906 Hilltop Dr, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,215 sqft · built 1958
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Tax Bill$2,905 (2025)
Deeds & MortgagesJul 2020 Loan Modification
Apr 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-023002-004500-9

Property Details

APN / Parcel Number

Primary APN48-023002-004500-9
Alternative APNs
  • 4802300200450090111
  • 177338

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,215 sqft Living Area
Gross Area1,527 sqft
1st Floor Area1,215 sqft
FlooringWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions124 ft deep x 70 ft wide
Garage TypeAttached
Garage Area312 sqft
DrivewayConcrete Driveway
Driveway Area660 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area64 sqft
Storage Building176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1906 HILLTOP DR
CityWACO
StateTX
Zip76710-1036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionHILLTOP LOT 8 BLOCK 3 ACRES .2
Legal SubdivisionHILLTOP
Legal Block3
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2012
Census Tract2501

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 20637, WACO, TX 76702-0637
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Loan Modification, Mortgage
BANCORPSOUTH
Apr 22, 2020Loan Modification, Mortgage
BANCORPSOUTH

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address1906 HILLTOP DR, WACO, TX 76710-1036
Document Number0000024192
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 20637 WACO TX 767020637, WACO, TX 76702-0637

Mortgage

Document Number0000024192
DateJul 20, 2020
Instrument24192
Lender
NameBANCORPSOUTH
TypeBank
AddressWOODWAY, TX 76712
Agreement
AmountAmount Recorded
Term12 Months
DueJul 19, 2021

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address1906 HILLTOP DR, WACO, TX 76710-1036
Document Number0000015478
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 20637 WACO TX 767020637, WACO, TX 76702-0637

Mortgage

Document Number0000015478
DateMay 14, 2020
Instrument15478
Lender
NameBANCORPSOUTH
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,210 (-) Land $21,953 Building $107,257$129,210 (-) Land $21,953 Building $107,257
2025$2,905.00 (-0.31%)$129,210 (-) Land $19,950 Building $109,260$129,210 (-) Land $19,950 Building $109,260
2024$2,914.00 (+0.62%)
2023$129,210 Land $17,340 Building $111,870$129,210 Land $17,340 Building $111,870
2022$2,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims11 (2007–2018)
Claims Outside the SFHA9 of 11
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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