Mitchell County property record for 1906 Gouges Creek Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,337.00 (2025) |
| Primary APN | 0891-00-92-4128 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Account Number | 555780626 |
|---|---|
| Street Address | 1906 GOUGES CREEK RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8355 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DIST:010 CITY/MUNI/TWP:SPRUCE PINE FD |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0891-00-92-4128
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1906 GOUGES CREEK RD, SPRUCE PINE, NC 28777-8355 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 06, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage 1ST SIGNATURE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000571615 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1906 GOUGES CREEK RD, SPRUCE PINE, NC 28777-8355 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000638/190 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 638/190 |
| Instrument | 2021002999 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1906 GOUGES CREEK RD, SPRUCE PINE, NC 28777-8355 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 594/709 |
|---|---|
| Date | Sep 06, 2018 |
| Book Page | 594/709 |
| Instrument | 2018001554 |
| Name | 1ST SIGNATURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Dec 01, 2048 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,337.00 (+1.6%) | $209,000 (-) Land $32,000 Building $177,000 |
| 2023 | $1,316.00 | $209,000 Land $32,000 Building $177,000 |
1906 Gouges Creek Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 70th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,087 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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