1906 Elm St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1906 Elm St, Cincinnati, OH 45202 · Last verified April 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	8 ba · 7,600 sqft · built 1886
Lot Size	0.047 acres (2,047 sqft)
Owner	Company Name on File
Last Sale	$335,000 (Jan 2017)
Tax Bill	$12,258 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`096-0006-0047-00`

Property Details

APN / Parcel Number

Primary APN	`096-0006-0047-00`

Interior

Full Baths	8 Baths
Total Rooms	8 Rooms
Units	8 Units
Stories	4 Stories
Building Area	7,600 sqft
1st Floor Area	1,900 sqft
Basement Area	1,900 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Lot Area	2,047 sqft (0.047 acres)
Lot Dimensions	40 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1906 ELM ST
City	CINCINNATI
State	OH
Zip	45202-7700
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	1906 ELM ST 50 X 40 IRR PT LOT 16 FINDLAY-GARRARDS SUB SQ H
Legal Subdivision	GARRARDS SUB
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1024
Census Tract	1600

Owner

Source: Hamilton County records · APN 096-0006-0047-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	26 E 6TH ST, 802, CINCINNATI, OH 45202-2553
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2026	Quit Claim Deed, Transfer · Commercial Mortgage GUARDIAN SAVINGS BANK
Jan 05, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 12, 2018	Loan Modification, Mortgage CENTERBANK
Jan 25, 2017	Warranty Deed, Construction Loan · Line of Credit CENTERBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Dec 12, 2016 · Amount on Record
Deed Document Number	2017645
Record Updated	Jun 08, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 05, 2026
Property Address	1906 ELM ST, CINCINNATI, OH 45202-7700
Document Number	0000000585
Book / Page	15575 / 1112
Instrument Date	Dec 31, 2025
Instrument	2026-0000585
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 E 6TH ST STE 802, 802, CINCINNATI, OH 45202-2553

Mortgage

Document Number	0000000586
Date	Jan 05, 2026
Instrument	2026-0000586

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 05, 2026
Property Address	1906 ELM ST, CINCINNATI, OH 45202-7700
Document Number	0000000587
Book / Page	15575 / 1129
Instrument Date	Dec 31, 2025
Instrument	2026-0000587
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 E 6TH ST STE 802, 802, CINCINNATI, OH 45202-2553

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 27, 2019
Property Address	1906 ELM ST, CINCINNATI, OH 45202-7700
Document Number	0000022752
Book / Page	013883 / 001899
Instrument Date	Mar 26, 2019
Instrument	22752
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26 E 6TH ST #802 CINCINNATI OH 452022553, 802, CINCINNATI, OH 45202-2553

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	1906 ELM ST, CINCINNATI, OH 45202-7700
Document Number	0000070374
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 08, 2018
Title Company	IVY POINTE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2499 LEGENDS WAY CRESTVIEW HILLS KY 410173480, CRESTVIEW HILLS, KY 41017-3480

Mortgage

Document Number	0000070374
Date	Aug 10, 2018
Book Page	013729/000706
Instrument	70374

Lender

Name	CENTERBANK
Type	Bank
Address	744 STATE ROUTE 28, MILFORD, OH 45150-1831

Agreement

Amount	Amount Recorded

January 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 25, 2017
Property Address	1906 ELM ST, CINCINNATI, OH 45202-7700
Document Number	0000007645
Book / Page	013340 / 000689
Instrument Date	Dec 16, 2016
Instrument	7645
Transaction Type	Construction Loan
Record Updated	Dec 08, 2017
Title Company	IVY PT TITLE

Transaction

Amount	Amount Recorded
Tax	$1,005.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1906-1908 ELM ST CINCINNATI OH 452027700, CINCINNATI, OH 45202-7700

Mortgage

Document Number	7647
Date	Jan 25, 2017
Book Page	013340/000693
Instrument	7647

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 24, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,258.00 (+0.67%)	$320,600 (-) Land $9,919 Building $310,681	$916,000 (-) Land $28,340 Building $887,660
2024	$12,176.00 (+0.26%)	$320,600 (-) Land $9,919 Building $310,681
2023	$12,145.00 (-8.7%)	$320,600 (+8.64%) Land $9,919 Building $310,681	$916,000 (+8.64%) Land $28,340 Building $887,660
2022	$13,302.00	$295,106 Land $8,855 Building $286,251
2020			$843,160 Land $25,300 Building $817,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 529 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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