1906 Elm St, Chico, CA 95928 Property Records

Butte County property record for 1906 Elm St, Chico, CA 95928

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,358 sqft · built 1972
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Jul 2012)
Tax Bill$2,372 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN005-441-012-000

Property Details

APN / Parcel Number

Primary APN005-441-012-000
Alternative APN
  • 005-441-012

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area1,358 sqft Living Area
1st Floor Area1,358 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleModern
Construction TypeWood
Foundation TypeNo Foundation
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
Heating FuelWood
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1906 ELM ST
CityCHICO
StateCA
Zip95928-6725
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-2
Legal Description1906 ELM ST
Legal SubdivisionHENRYS 02 ADD/CHICO
Legal Block1
Legal Lot Number2
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2013
Census Tract1300

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1906 ELM ST, B, CHICO, CA 95928-6725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2012 · Amount on Record
Deed SaleJul 12, 2012 · Amount on Record
Prior SaleDec 7, 2010 · Amount on Record
Deed Document Number201225472
Prior Transfer DateAug 1, 1996
Prior Transfer Doc0000002883
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1906 ELM ST, CHICO, CA 95928-6725
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 IRVING WAY, CHICO, CA 95926-1419

Mortgage

Document Number0000007386
DateMar 10, 2026
Instrument2026-0007386
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 9, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$212,262 (+2%) Land $62,798 Building $149,464
2025$2,372.00 (+7.38%) Homeowner's exemption$208,101 (+4.04%) Land $61,567 Building $146,534
2024$2,209.00 (+1.28%)
2023$2,181.00 (+1.58%) Homeowner's exemption$200,022 Land $59,177 Building $140,845
2022$2,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
DigitalPath
Fixed Wireless
400 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Race Communications, Verizon.

Nearby Properties on Elm St

Nearby Streets

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