1906 el Ranchero Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 1906 el Ranchero Dr, Arnold, CA 95223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,788 sqft · built 1989
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$585,000 (Sep 2022)
Tax Bill$7,082 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026-050-011-000

Property Details

APN / Parcel Number

Primary APN026-050-011-000
Alternative APN
  • 026050011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,788 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleModern
Construction TypeWood
Lot Area13,939 sqft (0.32 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1906 EL RANCHERO DR
CityARNOLD
StateCA
Zip95223-7775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLUE LAKE SPRINGS SUB 12 LOT 162
Legal SubdivisionBLUE LAKE SPRINGS SUB
Legal Lot Number162
JurisdictionCALAVERAS CA
Township / Civil DivisionARNOLD-WEST POINT
Census Block Group1
Census Block1017
Census Tract506

Owner

1906 el Ranchero Dr is owned by two individuals who bought it in September 2022.

Source: Calaveras County records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address132 EWING TER, SAN FRANCISCO, CA 94118-4407
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2022 · Amount on File
Deed SaleSep 20, 2022 · Amount on File
Prior SaleAug 22, 2007 · Amount on File
Deed Document Number202211398
Prior Transfer DateApr 1, 2004
Prior Transfer Doc0000007443
Record UpdatedSep 20, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateSep 20, 2022
Property Address1906 EL RANCHERO DR, ARNOLD, CA 95223
Document Number0000011398
Map ReferenceMB 2 PG 113
Instrument DateSep 13, 2022
Instrument2022-011398
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address132 EWING TER, SAN FRANCISCO, CA 94118-4407

Mortgage

Document Number0000011399
DateSep 20, 2022
Instrument2022-011399
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1906 el Ranchero Dr was $7,082.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Secondary School DistrictBret Harte Union High School District (09 - 12)
Elementary School DistrictVallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$620,806 (+2%) Land $31,836 Building $588,970
2025$7,082.00$608,634 Land $31,212 Building $577,422
2023$6,887.00 (+21.85%)$585,000 Land $30,000 Building $555,000
2022$5,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1906 el Ranchero Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1906 el Ranchero Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 82% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUE LAKE SPRINGS MUT WTR
private · serves 4,822 people · EPA ID CA0510009
Water SourcePurchased surface water from CCWD - EBBETTS PASS
Last State InspectionOct 2023
Lead16 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on el Ranchero Dr

Nearby Streets

Search Property Records by Address or Parcel Number