Story County property record for 1906 Duff Ave, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,459 sqft · built 2017 |
| Lot Size | 0.198 acres (8,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $341,000 (Aug 2026) |
| Tax Bill | $4,404 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2017 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-35-402-320 |
| Primary APN | 05-35-402-320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Basement Area | 1,459 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,627 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1906 DUFF AVE |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-5572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | EDGEWOOD TERRACE 5TH ADD PT LOT 8 BEG SW COR LOT 8 E141.5' NW61.5' W42.3' N3.5' W89.5' S64.7' TO BEG |
| Legal Subdivision | EDGEWOOD TERRACE 5TH ADD |
| Legal Lot Number | 8 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 200 |
1906 Duff Ave is owned and occupied by an individual who bought it in August 2026.
Source: Story County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Nov 1, 2017 | Deed of Trust, Mortgage FIRST NATIONAL BANK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MID AMERICAN MORTGAGE INC |
| Nov 14, 2025 | Intrafamily Transfer, Transfer |
| Apr 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jul 9, 2019 | Corporation Deed, Subdivision Related Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO |
| Sep 26, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Apr 19, 2023 · Amount on File |
| Deed Document Number | 20267103 |
| Prior Transfer Date | Nov 5, 2025 |
| Prior Transfer Doc | 0202509665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Aug 5, 2026 |
| Property Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Document Number | 0000007103 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20267103 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,024.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Document Number | 0000007104, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20267104 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0201711150 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 2017-11150 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMES, IA 50010 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202003444 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020-03444 |
| Name | MID AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Nov 14, 2025 |
| Property Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Document Number | 0202509665 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025-09665 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 812 IDAHO AVE, AMES, IA 50014-3021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 12, 2021 |
| Property Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Document Number | 0202104488 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021-04488 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Document Number | 0202104489 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-04489 |
| Name | GREENSTATE CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 9, 2019 |
| Property Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Document Number | 0201905808 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 2019-05808 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Document Number | 0201905809 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019-05809 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Sep 26, 2017 |
| Property Address | 1906 DUFF AVE, AMES, IA 50010-5572 |
| Document Number | 201700009889 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 2017-00009889 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2730 LONDON DR, AMES, IA 50010-2540 |
The 2025 property tax bill for 1906 Duff Ave was $4,404, up 0.7% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,404.00 (+0.69%) | $320,300 Land $47,400 Building $272,900 | $320,300 Land $47,400 Building $272,900 |
| 2024 | $4,374.00 | ||
| 2023 | $301,500 Land $64,900 Building $236,600 | $301,500 Land $64,900 Building $236,600 | |
| 2022 | $4,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1906 Duff Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1906 Duff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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