Hardin County property record for 1906 Deckard School Rd, Radcliff, KY 40160 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,803 sqft Living Area |
| Lot Size | 391,038 sqft (8.97 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $800,000 (2026) |
| Tax Bill | $5,998.00 (2025) |
| Primary APN | 163-00-00-096.03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,803 sqft Living Area |
| Basement Area | 3,803 sqft Basement |
| Finished Basement | 3,803 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 391,038 sqft (8.97 acres) |
| Garage Type | Attached Garage |
| Garage Area | 640 sqft Garage |
| Pool Area | 528 sqft Pool |
| Heating System | Central Heating |
|---|
| Street Address | 1906 DECKARD SCHOOL RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9739 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DACHSHUND WORLD LT 2 |
| Legal Subdivision | DACHSHUND WORLD |
| Legal Lot Number | 2 |
| Jurisdiction | HARDIN KY |
| Minor Civil Division | RADCLIFF |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 902 |
Source: Hardin County records · APN 163-00-00-096.03
Assessment roll updated January 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage SOUTH CENTRAL BANK |
| May 05, 2009 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB |
| Feb 20, 2015 | Deed of Trust, Mortgage · Veterans Administration Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Jul 31, 2014 | Deed of Trust, Mortgage · Veterans Administration Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUST BANK |
| Mar 25, 2022 | Deed, Transfer · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Nov 01, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage SOUTH CENTRAL BANK |
| Jan 02, 2019 | Deed, Transfer · Veterans Administration Mortgage SOUTH CENTRAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2022 · Amount on Record |
| Deed Book / Page | 1601 / 813 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002287/331 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 2287/331 |
| Instrument | 20190-00014442 |
| Name | SOUTH CENTRAL BANK |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001850/258 |
|---|---|
| Date | May 05, 2009 |
| Book Page | 1850/258 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02120/1109 |
|---|---|
| Date | Feb 20, 2015 |
| Book Page | 2120/1109 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL |
| Name | Verified Name |
|---|
| Document Number | 02104/1112 |
|---|---|
| Date | Jul 31, 2014 |
| Book Page | 2104/1112 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 28, 2026 |
| Property Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Document Number | 1601000813 |
| Book / Page | 1601 / 813 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,800.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Document Number | 2617000065, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 2617/65 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 25, 2022 |
| Property Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Document Number | 001531/588 |
| Book / Page | 1531 / 588 |
| Map Reference | CAB 1 SH 3813 |
| Instrument Date | Mar 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $649.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1535 S DIXIE BLVD, 1535, RADCLIFF, KY 40160-1112 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 913 LAUREN ST, NEW BRAUNFELS, TX 78130-3476 |
| Document Number | 0002433923 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2433/923 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2287/331 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 2287/331 |
| Instrument | 20190-00014442 |
| Name | SOUTH CENTRAL BANK |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jan 02, 2019 |
| Property Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Document Number | 1466/1404 |
| Book / Page | 1466 / 1404 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2019-0000059 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1906 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9739 |
| Document Number | 10835380017 |
|---|---|
| Date | Jan 02, 2019 |
| Instrument | 10835380017 |
| Name | SOUTH CENTRAL BANK |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,998.00 (+40.47%) | $649,000 (-) Land $80,000 Building $569,000 | $649,000 (-) Land $80,000 Building $569,000 |
| 2023 | $649,000 Land $80,000 Building $569,000 | $649,000 Land $80,000 Building $569,000 | |
| 2021 | $4,270.00 |
1906 Deckard School Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hardin County (20193C), updated May 26, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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