1906 Big Creek Rd, Wayne, WV 25570 Property Records

Wayne County property record for 1906 Big Creek Rd, Wayne, WV 25570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1988
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2024)
Tax Bill	$699 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Oct 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-20-0017.0007`

Property Details

APN / Parcel Number

Primary APN	`10-20-0017.0007`
Alternative APN	`50-10-20-0017.0007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	2,960 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	261,360 sqft (6 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1906 BIG CREEK RD
City	WAYNE
State	WV
Zip	25570-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 SURF BIG CR
Jurisdiction	WAYNE WV
Township / Civil Division	UNION
Census Block Group	3
Census Block	3013
Census Tract	20600

Owner

1906 Big Creek Rd is owned and occupied by an individual who bought it in October 2024.

Source: Wayne County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1906 BIG CREEK RD, WAYNE, WV 25570-8510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 16, 2024	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 16, 2024	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Deed Document Number	2024578559
Deed Book / Page	779 / 170
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	0000565431
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	1906 BIG CREEK RD, WAYNE, WV 25570-8510
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000871/423
Date	Jun 5, 2024
Book Page	871/423
Instrument	3130575763

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COVINGTON, KY 41012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE WV
Recording Date	Oct 16, 2024
Property Address	1906 BIG CREEK RD, WAYNE, WV 25570-8510
Document Number	000779/170
Book / Page	779 / 170
Instrument Date	Oct 2, 2024
Instrument	3130578559
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 BIG CREEK RD, WAYNE, WV 25570-8510

Mortgage

Document Number	3130578560
Date	Oct 16, 2024
Instrument	3130578560

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE WV
Recording Date	Oct 16, 2024
Property Address	1906 BIG CREEK RD, WAYNE, WV 25570-8510
Document Number	000779/170
Book / Page	779 / 170
Instrument Date	Oct 2, 2024
Instrument	3130578559
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 BIG CREEK RD, WAYNE, WV 25570-8510

Mortgage

Document Number	3130578560
Date	Oct 16, 2024
Instrument	3130578560

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	BIG CRK, WAYNE, WV 25570
Document Number	3130526318
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1852 BIG CREEK RD WAYNE WV 255708525, WAYNE, WV 25570-8525

Mortgage

Document Number	3130526318
Date	Nov 7, 2018
Book Page	000804/000342
Instrument	3130526318

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1906 Big Creek Rd was $699.

Source: Wayne County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$699.00	$53,100 Land $10,800 Building $42,300	$88,500 Land $18,000 Building $70,500
2023	$641.00	$52,260 Land $10,800 Building $41,460	$87,100 Land $18,000 Building $69,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1906 Big Creek Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1978–2011)
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1906 Big Creek Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALETTE PSD serves 7,455 people · EPA ID WV3305006
Water Source	Purchased surface water from WVAWC - HUNTINGTON DIST
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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