1906 Beach Ln, Wayzata, MN 55391 Property Records

Hennepin County property record for 1906 Beach Ln, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,284 sqft · built 2024
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,500 (Aug 2016)
Tax Bill	$11,849 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-117-23-23-0002`

Property Details

APN / Parcel Number

Primary APN	`15-117-23-23-0002`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,284 sqft Living Area
Gross Area	2,483 sqft
1st Floor Area	1,142 sqft
2nd Floor Area	1,142 sqft
Basement Area	676 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Terrain	Wooded
View / Lot	Lake
Garage Type	Detached
Garage Area	784 sqft
Porch	Screened Porch
Deck Area	266 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1906 BEACH LN
City	WAYZATA
State	MN
Zip	55391-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 328 A SUPPLEMENTAL PLAT OF MTKA BEACH NE67X250X67X246
Legal Range	23
Legal Township	117
Legal Section	15
Legal Quarter	23
Legal Subdivision	SUPPLEMENTAL PLAT OF MTKA BEACH
Legal Block	1
Legal Lot Number	328
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA BEACH
Census Block Group	1
Census Block	1014
Census Tract	27203

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1906 BEACH LN, WAYZATA, MN 55391-9706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 27, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2016 · Amount on Record
Deed Sale	Aug 5, 2016 · Amount on Record
Deed Document Number	20165370336
Last Transfer Date	Mar 22, 2024
Transfer Doc	00T6066372
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1906 BEACH LN, WAYZATA, MN 55391-9706
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 BEACH LN, WAYZATA, MN 55391-9706

Mortgage

Document Number	00T6176054
Date	Dec 16, 2025
Instrument	T6176054

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Mar 27, 2024
Property Address	1906 BEACH LN, WAYZATA, MN 55391-9706
Document Number	00T6066372
Instrument Date	Mar 22, 2024
Instrument	T6066372
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1906 BEACH LN, WAYZATA, MN 55391-9706

Mortgage

Document Number	00T6066373
Date	Mar 27, 2024
Instrument	T6066373

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	11.6%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Village Of Minnetonka Beach City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,849.00 (+85.08%)	$1,016,200 (+69.62%) Land $542,400 Building $473,800	$1,016,200 (+69.62%) Land $542,400 Building $473,800
2024	$6,402.00 (+16.34%)	$599,100 (+11.56%) Land $513,600 Building $85,500	$599,100 (+11.56%) Land $513,600 Building $85,500
2023	$5,503.00 Homeowner's exemption
2022		$537,000 Land $416,000 Building $121,000	$537,000 Land $416,000 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka Beach serves 547 people · EPA ID MN1270034
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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