1906 Ashmere Dr, Iron Station, NC 28080 Property Records

Lincoln County property record for 1906 Ashmere Dr, Iron Station, NC 28080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,125 sqft · built 2006
Lot Size	1.76 acres (76,883 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Nov 2012)
Tax Bill	$2,990 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3672-43-8157`

Property Details

APN / Parcel Number

Primary APN	`3672-43-8157`
Alternative APNs	`243107` `83730`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	76,883 sqft (1.76 acres)
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	243107
Street Address	1906 ASHMERE DR
City	IRON STATION
State	NC
Zip	28080-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	14 & 15 LTS CAMBRIDGE SUB
Legal Subdivision	CAMBRIDGE
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	1
Census Block	1002
Census Tract	71002

Owner

1906 Ashmere Dr is owned and occupied by two individuals who bought it in November 2012.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1906 ASHMERE DR, IRON STATION, NC 28080-8432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2012 · Amount on File
Deed Sale	Nov 9, 2012 · Amount on File
Prior Sale	Mar 17, 2006 · Amount on File
Deed Document Number	201212109
Deed Book / Page	2353 / 587
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1906 ASHMERE DR, IRON STATION, NC 28080-8432
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 ASHMERE DR, IRON STATION, NC 28080-8432

Mortgage

Document Number	0003213358
Date	Nov 23, 2022
Book Page	3213/358
Instrument	660736

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1906 ASHMERE DR, IRON STATION, NC 28080-8432
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003118851
Date	Dec 17, 2021
Book Page	3118/851
Instrument	644523

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1906 ASHMERE DR, IRON STATION, NC 28080-8432
Document Number	2915110
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1906 ASHMERE DR IRON STATION NC 280808432, IRON STATION, NC 28080-8432

Mortgage

Document Number	2915110
Date	Jun 5, 2020
Book Page	002915/000110
Instrument	609924

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1906 ASHMERE DR, IRON STATION, NC 28080-8432
Document Number	2850400
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 ASHMERE DR IRON STATION NC 280808432, IRON STATION, NC 28080-8432

Mortgage

Document Number	2850400
Date	Oct 1, 2019
Book Page	002850/000400
Instrument	598550

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1906 Ashmere Dr was $2,990.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,990.00	$457,961 Land $60,500 Building $397,461	$457,961 Land $60,500 Building $397,461
2023	$2,892.00	$457,961 Land $60,500 Building $397,461	$457,961 Land $60,500 Building $397,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1906 Ashmere Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1906 Ashmere Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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